New Member Offer!

Disclosures

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Eligibility requirements apply, and all must be met within 90 calendar days of account opening to qualify for the maximum of the Creator Package’s $350 bonus. Offer available to new members joining First Entertainment Credit Union between January 1, 2026, and December 31, 2026. A new member is defined as having no previous relationship with First Entertainment Credit Union. Limited to a maximum $350 total bonus per member. Accounts must be open for at least 90 days, active, and in good standing to receive bonus payout(s) (not in default, closed, inactive, or otherwise “not in good standing”). Bonus(es) will be distributed within 30 days after the 90-day qualification period once verification of all program requirements have been met. Taxes on bonus(es) are the sole responsibility of the member and may be reported to the IRS. First Entertainment Credit Union employees and business accounts are not eligible for this offer. Credit Union membership is established by opening a First500 Savings Account and is subject to approval. The minimum deposit required to open a First500 Savings Account is $1.00 (the purchase of one share at par value of $1.00), which must be maintained for the membership to remain in an active status and “in good standing”. One First500 Savings Account per Social Security Number. For current rates and APY on the First500 Savings Account, please see our Rate and Fee Schedule. For complete details, please refer to the Member Account Agreement and Disclosure (MAAD). Fees may apply; see our current Schedule of Fees for details. Offer subject to change.

New members must open a First Entertainment Credit Union Value Checking or Advantage Checking with a qualifying deposit of at least $1,000.00 or more monthly to receive the $350 bonus. Member must set up and maintain a recurring, qualifying deposit to a First Entertainment Credit Union Value Checking or Advantage Checking with at least $1,000 per month. A qualifying deposit is defined as a Direct Deposit, electronic transfer (such as Zelle, Venmo, or ACH transfers) of at least $1,000.00 or more. The checking account must remain open for a minimum of 90 days to qualify for the $350 bonus. The $350 bonus will be deposited into your First500 Savings Account within 30 days after the 90-day requirement is met (which is within 120 days of the membership opening date). Offer not valid for business checking accounts. For terms and conditions applicable to the Value Checking and Advantage Checking, see the Member Account Agreement and Disclosure (MAAD). Fees may apply; see our current Schedule of Fees for details. Offer subject to change.

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Annual Percentage Yield: APY is based on the assumption that dividends remain on deposit for the entire dividend period.

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APR = Annual Percentage Rate.

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You must maintain at least $1,000 in qualifying monthly direct deposits into your Value Checking account to be eligible for the listed benefits. The qualifying direct deposits must come from a payroll source added to an active First Entertainment Value Checking account. Home Equity Lines of Credit (HELOCs) and Home Equity Loans (HELOANs )are limited to one initial grace period of 90 days from taking out the loan to meet the direct deposit requirements. Advantage, Youth, and Business Checking accounts do not qualify. Proceeds from the HELOC loan must be set up in a First Entertainment Value Checking account and meet the direct deposit requirements stated above within 90 days of funding the loan to qualify for the discount. Should you not meet this requirement, you will not be eligible for the listed benefit during the life of your loan, and the rate will revert to the fully indexed rate of the loan. Offer is valid on new HELOC and HELOAN applications that fund on or after April 1, 2025. Loans funded prior to April 1, 2025 do not qualify for this offer.

First Entertainment offers Home Equity Loans on owner-occupied single-family primary residences for loan amounts from $25,000 – $500,000. Maximum loan amount is $250,000 if over 80% combined loan-to-value (CLTV). The maximum CLTV for Home Equity Loans on a non-owner-occupied property is 60% with loan amounts from $25,000 – $250,000.

First Entertainment offers HELOCs on owner-occupied single-family primary residences for loan amounts from $25,000- $500,000 up to 80% of your combined loan to value (CLTV) and for loan amounts from $25,000 to $250,000 up to 90% CLTV. The Maximum CLTV for HELOCs on a non-owner-occupied property is 60% with loan amounts from $25,000 to $250,000.

The First Entertainment HELOC is an adjustable-rate loan. The HELOC rate, based on the current Prime Rate as published in the Wall Street Journal (the Index) plus a Margin. Current HELOC rates are available here or by calling the Credit Union at 888.800.3328. Loan origination fees ranging from $300 to $600 for opening a HELOC may be charged.

Certain terms and conditions may apply. Contact the Real Estate department at 888.800.3328 for details.

Membership eligibility rules apply. Federally Insured by NCUA.

Membership eligibility rules apply. Federally Insured by NCUA.

Equal Housing Opportunity