Two women looking at computer
Jennifer T. (Editor) and Yelena M. (Post Production)

Money Market Savings

Save more

Stress less.

Grow your savings.

Earn higher dividends without sacrificing access to your money.

Save more. Earn more.

Hands with Coin

24/7 Access

You can access your Money Market Account without an early withdrawal penalty1 in-person and by using the FirstEnt Mobile App and Digital Banking.2

Shield

No Monthly Service Fees

Our Money Market Account comes with zero monthly service fees, so you can keep more of your money.

Piggy Bank

Automate Your Savings

Set up automatic payroll deduction as an easy and convenient way to make your savings grow.

Mobile Phone

Open Instantly

Open a Money Market Account instantly by logging into Digital Banking with a minimum initial deposit of $2,500.3

Get today’s best rate.

Personal Money Market Savings

Minimum Opening Balance

Minimum to Earn APY

APY*

*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period.

**Rate on our multi-tiered Money Market Account is based on the Account’s daily balance. Account balances below $2,500 earn no dividends.

Minimum Opening Balance

$2,500

Minimum to Earn APY

$2,500**

APY*

0.80%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$10,000**

APY*

0.95%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$25,000**

APY*

1.00%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$50,000**

APY*

1.05%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$100,000**

APY*

1.30%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$250,000**

APY*

1.35%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$500,000**

APY*

1.40%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$1,000,000 & up**

APY*

1.70%

FAQs

There are two different ways to apply for a Savings account, depending on whether you are a member or not.

Non-members: Navigate to firstent.org and click “Open an Account”. Select the type of account you are opening. Add the First500 Savings account and follow the steps to apply for a Savings account.

Members: Follow the steps below to apply for a Savings Account.

  1. Login to your digital banking account
  2. Navigate to “Open New Accounts”
  3. Click “Open New Savings”
  4. Click on “Apply Now”
  5. Select the Savings account you are applying for (Special Savings or Money Market)
  6. Click “Apply”
  7. Choose the funding account
  8. Enter a deposit amount (if you would like to open the account without funding it, entering “0”. This does not apply to Money Market accounts)
  9. Click “Finish”

A money market account is a type of savings account offered that typically pays higher interest rates compared to a regular savings account. It is designed to provide a safe and liquid way for members to save and invest their money while earning some interest. All Consumer Money Market Savings accounts require a minimum opening balance of $2,500.

Not finding what you’re looking for? See all FAQs.

Open a Money Market Account today.

Log in to Digital Banking
Open online
Make an appointment
Schedule Now

Disclosures

*
Federally Insured by NCUA.
1
After six (6) transfers or withdrawals from this account via any method, in any given month, a Money Market Excess Withdrawal Fee will be charged as set forth in the First Entertainment Schedule of Fees for each subsequent transfer or withdrawal.
2
Withdrawals and transfers made online, via mobile, through 1st Call Telephone Banking System, or through ACH debits – including overdraft transfers – are limited to six (6) per month, per Federal Regulations.
3
This is a tier-rate account. The minimum balance requirements for each tier and the corresponding dividend rates and Annual Percentage Yields (APYs) are set forth on the Dividend Rate Sheet. You must maintain a minimum daily balance each day of $2,500.00 in this account to earn the lowest disclosed APY.