Personal Checking & Savings

Accounts

Checking Accounts

Manage your day-to-day finances with low fees, higher interest rates, and exclusive member perks.

Overdraft Protection

Cover the difference between your purchase amount and your available balance up to a certain limit.

Find Your Savings Account

Use our convenient account-finder tool to discover the best savings account for your financial needs.

First500 Savings Account

Open a First500 savings account and enjoy lifelong member benefits, including higher APY on your first $500 saved.

Health Savings Account (HSA)

Maximize medical savings with tax-deductible contributions, tax-free withdrawals, and more.

Youth Savings Account

Youth 17 and under can qualify for a First500 account to start saving and enjoying the perks of membership.

Term Certificates

Build your savings with a Term Savings Certificate that offers a guaranteed return on your investment and higher interest rate.

Money Market Savings

These flexible accounts allow withdrawals and deposits any time with a minimum $2,500 deposit, and no early withdrawal penalties.

Individual Retirement Account (IRA)

Secure your financial future and enjoy immediate and future tax-saving benefits with a Traditional IRA, Roth IRA, or Coverdell ESA.