Auto Loans
Finance your next adventure
Finance Your Next Vehicle
Looking to finance your next car? Our fast, flexible vehicle loan options make it simple to get behind the wheel—whether you’re buying new or used. Enjoy low rates, quick approvals, and personalized support every step of the way.
Low Interest Rates
Competitive rates that fit your budget.
Car Buying Assistance
Expert help to find the right vehicle.
Fast Online Application
Apply in minutes from any device.
Trusted Support
Friendly, knowledgeable loan specialists ready to help.
Complete Car Loan Solutions
We offer everything from vehicle loans to refinancing and lease buyouts. Plus, our car buying service helps you find the right ride.
Auto Loans
With discounts and exclusive member benefits, we make it easy to buy your next auto with the confidence that you’re landing the best deal.
- Free Pre-Approvals: We provide a free pre-approval to savvy shoppers who like to browse the lot with confidence.
- No Prepayment Penalties: There is no penalty for paying down your car loan early with First Entertainment Credit Union.
- 90-Day No Payment: Your new vehicle won’t cost you more. Enjoy no payments for 90 days1.
- Robust Lending: 120% financing available2. Roll debt on your existing vehicle into your new loan with ease.
Refinance Your Auto Loan
Take the wheel of your financial journey and explore the benefits of refinancing your auto loan with First Entertainment today.
- Save on interest: When you refinance for a lower interest rate, you save money over time and get a little more breathing room in your budget.
- Lower monthly payments: Enjoy flexible, transparent terms that will lead you down the road to more savings.
- Choose your term: Select loan terms that suit your financial situation with options to align your monthly payments with your variable income.
- Streamline your finances: Consolidate your auto loan and other debts into a single, more manageable payment, giving you peace of mind to focus on what matters most to you
Lease Buyouts
Discover the incredible benefits of lease buyouts, from cost savings to endless adventures on the road. We guide you through the process of transitioning from lessee to proud vehicle owner.
- Freedom: Enjoy the freedom to personalize, modify, and keep your trusted ride for as long as you desire.
- Savings: By leveraging the residual value and avoiding additional lease fees, you can enjoy cost savings and financial flexibility.
- Transition: We guide you through the entire process, making it a hassle-free experience.
- Adventures: Embark on endless adventures without worrying about exceeding mileage caps, allowing you to fully embrace your on-the-go lifestyle.
Car-buying services
As the nation’s premier car-buying service for credit union members, Autoland3 makes it easy for you to get the car you want at a competitive price.
Autoland is available to guide you every step of the way with:
- A new or pre-owned auto purchase;
- Your current vehicle trade-in;
- Options to search online, by phone, and in-person;
- Expert advice on which car is right for you.
Today’s Auto Rates
Get instant access to today’s auto loan rates and see what fits your budget.
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APR* (as low as) |
Maximum Years to Repay** |
Minimum Amount Financed |
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NEW vehicles: Any current year or previous year models with less than 10,000 miles. *APR = Annual Percentage Rate. This rate is effective per the effective date indicated above for Auto Loan Rates. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. You may also receive a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.74% APR (5.74% APR without discounts) is the preferred rate for New Auto Loans and 4.99% APR (5.99% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 4.74% APR is $29.85 (this rate includes both discounts), and at 4.99% APR is $29.97 for Used Auto (this rate includes both discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. **Rate And Term Dependent on Loan Amount.
Maximum Loan amount financed – NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max).
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APR* (as low as) 4.74% |
Maximum Years to Repay** 3 Years* |
Minimum Amount Financed $2,500 |
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APR* (as low as) 5.24% |
Maximum Years to Repay** 4 Years |
Minimum Amount Financed $8,500 |
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APR* (as low as) 5.49% |
Maximum Years to Repay** 5 Years |
Minimum Amount Financed $10,000 |
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APR* (as low as) 5.74% |
Maximum Years to Repay** 6 Years |
Minimum Amount Financed $15,000 |
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APR* (as low as) 6.24% |
Maximum Years to Repay** 7 Years |
Minimum Amount Financed $25,000 |
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APR* (as low as) |
Maximum Years to Repay** |
Minimum Amount Financed |
|---|---|---|
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USED vehicles: Any vehicle that doesn’t match NEW vehicle requirements. *APR = Annual Percentage Rate. This rate is effective per the effective date indicated above for Auto Loan Rates. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. You may also receive a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 4.74% APR (5.74% APR without discounts) is the preferred rate for New Auto Loans and 4.99% APR (5.99% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 4.74% APR is $29.85 (this rate includes both discounts), and at 4.99% APR is $29.97 for Used Auto (this rate includes both discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. **Rate And Term Dependent on Loan Amount. Maximum Loan amount financed – NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max). |
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APR* (as low as) 4.99% |
Maximum Years to Repay** 3 Years* |
Minimum Amount Financed $2,500 |
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APR* (as low as) 5.49% |
Maximum Years to Repay** 4 Years |
Minimum Amount Financed $8,500 |
|
APR* (as low as) 5.74% |
Maximum Years to Repay** 5 Years |
Minimum Amount Financed $10,000 |
|
APR* (as low as) 6.24% |
Maximum Years to Repay** 6 Years |
Minimum Amount Financed $15,000 |
|
APR* (as low as) 6.74% |
Maximum Years to Repay** 7 Years |
Minimum Amount Financed $25,000 |
FAQs
There are several convenient ways to apply.
Online (for members and prospective members):
- Visit https://www.firstent.org/personal/vehicle-loans/
- Click “Apply Now.”
- Complete the application and submit.
Through Online Banking (current members only):
- Log in to your OLB.
- Select “Open a New Account” and click “Apply for a Vehicle Loan.”
By Phone or In Person:
- Call our Loan Experience Center at 888.800.3328 (option 3), or
- Book an appointment at any of our branches through Book Appointment.
We offer a full suite of auto loan solutions including new and used vehicle financing, auto loan refinancing, lease buyouts, and car-buying services through Autoland. Whether you’re upgrading your ride or buying out your lease, we’ve got you covered.
You can apply in minutes using our secure online application. Simply choose your loan type, provide basic financial information, and get pre-approved quickly, often the same day.
Credit unions like First Entertainment typically offer lower interest rates, fewer fees, and more personalized service than traditional banks. Plus, we’re member-owned, so our focus is on your financial success.
Yes! We offer free pre-approvals so you can shop with confidence, knowing your budget and loan terms ahead of time.
Refinancing is a smart move if your credit score has improved! It can help you lower your interest rate, reduce monthly payments, or consolidate debt to help you free up your cash flow.
If your current loan has a high interest rate or you’re looking for more manageable payments, refinancing could save you money. Your current vehicle value should be at or higher than your current loan balance to allow you refinance with us. Use our loan calculator to compare options or speak with a loan specialist.
A lease buyout lets you purchase your leased vehicle at the end of the lease term. We help you finance the residual value, so you can keep the car you love without mileage limits or wear-and-tear fees.
Often, yes. If your car is in good condition and has a favorable residual value, buying it out can be more cost-effective than starting a new lease.
First Entertainment Credit Union offers some of the most competitive auto loan rates in Los Angeles. Our rates include discounts for direct deposit and automatic payments, helping you save even more.
Definitely. Whether you’re commuting through LA traffic or cruising the coast, refinancing with us can lower your payments and help you save on interest.
Start with a free pre-approval from First Entertainment, then use Autoland to find your ideal vehicle. Our team will guide you through every step—from selection to financing—right here in LA.
What our members say
— Neal Z., Prop Master Read the full member storyFirst Entertainment is the best place for me to be. They’ve done a great job meeting my needs.
What our members say
— Rae A., Wardrobe Stylist Read the full member storyBeing a creative and working on productions, we may have large checks, and First Entertainment makes it easy and worry-free to mobile deposit on the go.
What our members say
— Devin H., Set Lighting Technician Read the full member storyFirst Entertainment is an ideal financial partner because the Credit Union understands the constant flux of the entertainment industry.
What our members say
— Shari H., Director DEI Operations Read the full member storyIt’s important that a financial institution understands the unique needs of the industry it serves in an equitable and empathetic way, and First Entertainment does that well.
What our members say
— Karen S., Makeup Artist (IATSE Local 706) Read the full member storyFirst Entertainment made the mortgage process painless for someone in the industry who has non-traditional work hours and pay history.
Why Join First Entertainment
As part of the entertainment community, you need a financial partner that understands your story. That’s the role we were born to play. We’re member-owned and not-for-profit, so you can count on:
- Great rates and lower fees
- Convenient digital and mobile banking tools
- Branches on studio lots4
- Loans to cover union fees
- Investment and insurance services
- Free credit score monitoring
- Homebuying commission rebates
- Free financial wellness resources
- Easy transfers with Zelle®5
First Entertainment Blog
Check out the latest news and information from First Entertainment!
Dive into the First Entertainment Blog for more helpful articles on staying financially savvy, protecting your money, and making the most of your membership.
Disclosures
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90-Day No Payment offer is optional and applies to qualified borrowers on Auto Loans. Interest will accrue from the date of loan disbursal. Other terms and conditions may apply.
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Maximum Loan amount – NEW: up to 120% Retail Kelly Blue Book; USED: up to 120% Retail Kelly Blue Book (84 months max).
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Autoland, LLC is an independent third-party automobile-buying service that is neither owned nor operated by First Entertainment Credit Union. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by Autoland, LLC and is not responsible or liable for any failure of the products or services advertised. For more information, visit https://firstentertainmentcu.autoland.com/aboutus. Please note that First Entertainment Credit Union’s Privacy Policy does not apply to third parties.
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Branches are only accessible for those cleared for access.
- 5
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Zelle® and Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. To be eligible for Zelle®, you must be a member for at least 90 days. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.