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Business Checking

Fuel Success

Improve your bottom line.

Open an account

Give your business an edge.

Simplify your cash management with our Business Essential and Advantage checking accounts.

Open an account for your L.A. County business.

Enjoy all the benefits of your business membership, including convenient banking services.

Business Essential Checking

Designed for smaller businesses with a limited amount of transactions per month.

Seamless Integration with Quicken^{^®} and Quickbooks^{^®}
Minimum Opening Deposit of $100
150 Transactions Allowed Per Month: Deposits, Deposited Items, and Drafts (Checks)
50 ACH Transactions Allowed Per Month (Credits and Debits)
$7,500 Monthly Allowance for Cash Deposits
Monthly Service Charge of $16 is Waived with a Minimum Average Daily Balance of $1,000

Business Advantage Checking

Designed for a business with a higher amount of transactions per month.

Seamless integration with Quicken^{^®} and Quickbooks^{^®}
Minimum Opening Deposit of $500
300 Transactions Allowed Per Month: Deposited Items, and Drafts (Checks)
100 ACH Transactions Allowed Per Month (Credits and Debits)
$10,000 Monthly Allowance for Cash Deposits
Monthly Service Charge of $22 is waived with a Minimum Average Daily Balance of $5,000

Get today’s best rate.

Business Checking
Account Type	Minimum Opening Balance	Minimum to Earn APY	APY*
*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Account Type Business Essentials Checking	Minimum Opening Balance $100.00	Minimum to Earn APY n/a	APY* n/a
Account Type Business Advantage Checking	Minimum Opening Balance $500.00	Minimum to Earn APY n/a	APY* n/a

Business Term Savings Certificates
Term	$1,000 Minimum	$25,000 Minimum	$100,000 Minimum
APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. *APY = Annual Percentage Yield. Rate and term valid as of April 15, 2026. The 18‑Month Term Savings Certificate requires a minimum opening balance of $2,500 to earn the stated APY. There is no new‑money requirement and no maximum balance cap for this promotional certificate. After the account is opened, additional deposits are not permitted. Dividends accrue daily and are paid monthly and at maturity. Penalties for early withdrawal may apply and may reduce earnings. At maturity, members may select their preferred rollover option, including renewal into an available standard non‑promotional Term Savings Certificate at the then‑current rate. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See the Term Savings (Certificate) Account Agreement and Disclosure for full terms and conditions. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal.
Term 18 Months (Special Promo)	$1,000 Minimum 2.90% APY ($2,500 Minimum)**	$25,000 Minimum 2.90% APY ($2,500 Minimum)**	$100,000 Minimum 2.90% APY ($2,500 Minimum)**
Term 6 Months	$1,000 Minimum 2.05% APY*	$25,000 Minimum 2.20% APY*	$100,000 Minimum 2.35% APY*
Term 1 Year	$1,000 Minimum 2.35% APY*	$25,000 Minimum 2.50% APY*	$100,000 Minimum 2.65% APY*
Term 3 Years	$1,000 Minimum 2.80% APY*	$25,000 Minimum 2.95% APY*	$100,000 Minimum 3.10% APY*
Term 5 Years	$1,000 Minimum 3.35% APY*	$25,000 Minimum 3.50% APY*	$100,000 Minimum 3.65% APY*

Still not convinced?

Here are just some of the other perks of our Business Checking.

Business Checking eStatements are the convenient and secure way to give you better access to your information – and best of all, they’re FREE! With eStatements, you’ll have:

The ability to view your statement the same day it’s ready
An email notice informing you that your statement is available for viewing
Access to statements for the last 10 years
Direct access to your 1099 and 1098 Tax Forms

To receive eStatements for your Business Checking Account:

Log in to Digital Banking
Click the eDocs widget
Select and save your Subscription settings

Paying for business expenses with our debit card is not only secure but also empowering. You’ll have full visibility into your business costs, allowing you to make informed decisions without worrying about overspending.

Plus, the EMV^® chip in our debit cards generates a unique code each time you use your card, further protecting your data from theft and fraudulent use while giving you complete control over every penny spent.

Use your debit card worldwide, wherever Visa is accepted. And access cash at nearly 30,000 surcharge-free co-op ATMs across the nation. It’s the perfect tool to support your business growth with ease and peace of mind.

Experience the convenience of our online and mobile banking tailored for your fast-paced business life. No more having to visit a branch! Whether you’re paying a contractor bill in line at the grocery store, checking your savings account before upgrading your storefront, applying for a loan for a second franchise location, or effortlessly depositing client checks from your smartphone – we’ve got you covered!

Download our iOS app from the App Store or download our Android^™ app from Google Play today.

By opting for carbonless checks, you gain the convenience of generating a duplicate for every check you issue, ensuring a record of all your transactions. We retain the original checks and provide you with the ability to easily view and print your canceled checks online through our secure digital banking, promoting seamless financial management.

Open a Business Checking Account today.

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Disclosures

: Terms and conditions apply. For full terms and conditions, please refer to the Business Account Agreement & Disclosure (BAAD) or contact our Business Banking Team at BusinessBanking@firstent.org.