
Business Checking
Improve your bottom line.
Give your business an edge.
Simplify your cash management with our Business Essential and Advantage checking accounts.
Open an account for your L.A. County business.
Enjoy all the benefits of your business membership, including convenient banking services.
Business Essential Checking
Designed for smaller businesses with a limited amount of transactions per month.
- Seamless Integration with Quicken® and Quickbooks®
- Minimum Opening Deposit of $100
- 150 Transactions Allowed Per Month: Deposits, Deposited Items, and Drafts (Checks)
- 50 ACH Transactions Allowed Per Month (Credits and Debits)
- $7,500 Monthly Allowance for Cash Deposits
- Monthly Service Charge of $16 is Waived with a Minimum Average Daily Balance of $1,000
Business Advantage Checking
Designed for a business with a higher amount of transactions per month.
- Seamless integration with Quicken® and Quickbooks®
- Minimum Opening Deposit of $500
- 300 Transactions Allowed Per Month: Deposited Items, and Drafts (Checks)
- 100 ACH Transactions Allowed Per Month (Credits and Debits)
- $10,000 Monthly Allowance for Cash Deposits
- Monthly Service Charge of $22 is waived with a Minimum Average Daily Balance of $5,000
Get today’s best rate.
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Account Type |
Minimum Opening Balance |
Minimum to Earn APY |
APY* |
|---|---|---|---|
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*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. |
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Account Type Business Essentials Checking |
Minimum Opening Balance $100.00 |
Minimum to Earn APY n/a |
APY* n/a |
|
Account Type Business Advantage Checking |
Minimum Opening Balance $500.00 |
Minimum to Earn APY n/a |
APY* n/a |
|
Term |
$1,000 Minimum |
$25,000 Minimum |
$100,000 Minimum |
|---|---|---|---|
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Annual Percentage Yield: APY is based on the assumption that dividends remain on deposit for the entire dividend period. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. ** APY = Annual Percentage Yield. Rate and term valid as of October 06, 2025. New 4-month Term Savings Certificate minimum balance required of $10,000 new money or more to earn 4.00% APY. New money is described as funds that have not been on deposit in a First Entertainment Account within the past 30 days. After the account is opened, additional deposits to the account are not permitted. The 4-Month Term Savings Certificate has a maximum balance of $500,000.00. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At the end of the promotional Savings Certificate, funds will roll over to a standard non-promotional 6-month Term Savings Certificate at the then current rate. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See Term Savings (Certificate) Account Agreement and Disclosure for terms and conditions. |
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Term Special 4 Month Promo |
$1,000 Minimum n/a |
$25,000 Minimum 4.00% APY ** ($10,000 minimum, new funds) |
$100,000 Minimum 4.00% APY ** ($10,000 minimum, new funds) |
|
Term 6 Months |
$1,000 Minimum 2.05% APY* |
$25,000 Minimum 2.20% APY* |
$100,000 Minimum 2.35% APY* |
|
Term 1 Year |
$1,000 Minimum 2.35% APY* |
$25,000 Minimum 2.50% APY* |
$100,000 Minimum 2.65% APY* |
|
Term 3 Years |
$1,000 Minimum 2.05% APY* |
$25,000 Minimum 2.05% APY* |
$100,000 Minimum 2.05% APY* |
|
Term 5 Years |
$1,000 Minimum 3.35% APY* |
$25,000 Minimum 3.50% APY* |
$100,000 Minimum 3.65% APY* |
Open a Business Checking Account today.
Disclosures
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Terms and conditions apply. For full terms and conditions, please refer to the Business Account Agreement & Disclosure (BAAD) or contact our Business Banking Team at BusinessBanking@firstent.org.