Man and woman looking at floor plans
Graham S. (Producer) and Heather E. (Art Dept. Coordinator)

Find Your Savings Account

Save smart

Be bold.

Open an account

Open an account

Please choose one of the following options:

Questions?

Speak with a local Member Service Representative

Chat with us

We’ll help you make the right choice.

Which of the following do you want out of your savings account? Select all that apply.

Get today’s best rate.

First500 Savings

Account

Minimum Opening Balance

Minimum to Earn APY

APY*

*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period.

**The APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details.

Account

First500 Savings**

Minimum Opening Balance

$1.00

Minimum to Earn APY

$5.00

APY*

5.00%

Account

First500 Savings Base Rate**

Minimum Opening Balance

$1.00

Minimum to Earn APY

$5.00

APY*

0.10%

Personal Money Market Savings

Minimum Opening Balance

Minimum to Earn APY

APY*

*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period.

**Rate on our multi-tiered Money Market Account is based on the Account’s daily balance. Account balances below $2,500 earn no dividends.

Minimum Opening Balance

$2,500

Minimum to Earn APY

$2,500**

APY*

0.80%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$10,000**

APY*

0.90%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$25,000**

APY*

1.00%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$50,000**

APY*

1.10%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$100,000**

APY*

1.20%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$250,000**

APY*

1.30%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$500,000**

APY*

1.40%

Minimum Opening Balance

$2,500

Minimum to Earn APY

$1,000,000 & up**

APY*

1.65%

Term Savings Certificates

Term

$1,000 Minimum

$25,000 Minimum

$100,000 Minimum

* Annual Percentage Yield: APY is based on the assumption that dividends remain on deposit for the entire dividend period.

** APY=Annual Percentage Yield. Rate and term valid as of September 3, 2024, for a 7-month Term Savings Certificate only. New 7-month Term Savings Certificate minimum balance required of $2,500 or more to earn 4.50% APY. The maximum total deposit amount for a 7-month Term Savings Certificate is $5,000,000.00 per member. New and existing funds qualify for this offer. After the account is opened, additional deposits to the account are not permitted. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At the end of the promotional 7-month term, funds will roll over to a standard non-promotional 6-month Term Savings Certificate at the then current rate. See the Term Savings (Certificate) Account Agreement and Disclosure for terms and conditions. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate.

IRA Certificates are also available for the rates and terms shown above. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here.

Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency.

Fees and penalties may reduce principal.

Term

6 Months

$1,000 Minimum

2.25% APY*

$25,000 Minimum

2.40% APY*

$100,000 Minimum

2.55% APY*

Term

Special 7 Month Promo

$1,000 Minimum

n/a

$25,000 Minimum

4.50% APY** ($2,500 minimum, new and existing funds)

$100,000 Minimum

4.50% APY** ($2,500 minimum, new and existing funds)

Term

1 Year

$1,000 Minimum

2.55% APY*

$25,000 Minimum

2.70%*

$100,000 Minimum

2.85% APY*

Term

2 Years

$1,000 Minimum

2.80% APY*

$25,000 Minimum

2.95% APY*

$100,000 Minimum

3.10% APY*

Term

3 Years

$1,000 Minimum

3.05% APY*

$25,000 Minimum

3.20% APY*

$100,000 Minimum

3.35% APY*

Term

4 Years

$1,000 Minimum

3.30% APY*

$25,000 Minimum

3.45% APY*

$100,000 Minimum

3.60% APY*

Term

5 Years

$1,000 Minimum

3.55% APY*

$25,000 Minimum

3.70% APY*

$100,000 Minimum

3.85% APY*

 

Retirement Certificates

Term

$1,000 Minimum

$25,000 Minimum

$100,000 Minimum

* Annual Percentage Yield: APY is based on the assumption that dividends remain on deposit for the entire dividend period.

** APY=Annual Percentage Yield. Rate and term valid as of September 3, 2024, for a 7-month Term Savings Certificate only. New 7-month Term Savings Certificate minimum balance required of $2,500 or more to earn 4.50% APY. The maximum total deposit amount for a 7-month Term Savings Certificate is $5,000,000.00 per member. New and existing funds qualify for this offer. After the account is opened, additional deposits to the account are not permitted. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At the end of the promotional 7-month term, funds will roll over to a standard non-promotional 6-month Term Savings Certificate at the then current rate. See the Term Savings (Certificate) Account Agreement and Disclosure for terms and conditions. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate.

IRA Certificates are also available for the rates and terms shown above. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here.

Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency.

Fees and penalties may reduce principal.

Term

6 Months

$1,000 Minimum

2.45% APY*

$25,000 Minimum

2.60% APY*

$100,000 Minimum

2.75% APY*

Term

Special 7 Month Promo

$1,000 Minimum

n/a

$25,000 Minimum

4.50% APY** ($2,500 minimum, new and existing funds)

$100,000 Minimum

4.50% APY** ($2,500 minimum, new and existing funds)

Term

1 Year

$1,000 Minimum

2.75% APY*

$25,000 Minimum

2.90% APY*

$100,000 Minimum

3.05% APY*

Term

2 Years

$1,000 Minimum

3.00% APY*

$25,000 Minimum

3.15% APY*

$100,000 Minimum

3.30% APY*

Term

3 Years

$1,000 Minimum

3.25% APY*

$25,000 Minimum

3.40% APY*

$100,000 Minimum

3.55% APY*

Term

4 Years

$1,000 Minimum

3.50% APY*

$25,000 Minimum

3.65% APY*

$100,000 Minimum

3.80% APY*

Term

5 Years

$1,000 Minimum

3.75% APY*

$25,000 Minimum

3.90% APY*

$100,000 Minimum

4.05% APY*

IRA (Daily)

Minimum Opening Balance

Minimum to Earn APY

APY*

*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period.

Minimum Opening Balance

$0.00

Minimum to Earn APY

$0.00

APY*

0.30%

Coogan Account*

Minimum Opening Balance

Minimum to Earn APY

APY**

*The APY for an account balance up to $500 in First500 Youth Accounts (or Coogan Accounts) will be 5.00% APY on account balances up to $500 with Internet access and eStatement only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice.

**APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period.

 ††There is a minimum balance requirement of $50 for this account.

Minimum Opening Balance

$50.00††

Minimum to Earn APY

$5.00††

APY**

0.10%

Health Savings Account (HSA)*

Minimum Opening Balance

Minimum to Earn APY

APY**

*One HSA per member. No minimum balance. Inherited accounts are still considered HSAs and are subject to no tax consequences unless unqualified withdrawals are made. Not intended as tax advice, please consult your tax advisor for details.

**APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period.

Minimum Opening Balance

$0.00

Minimum to Earn APY

$0.00

APY**

1.00%

Open a Savings Account today.

Get started online
Open an account

Open an account

Please choose one of the following options:

Questions?

Speak with a local Member Service Representative

Chat with us

Make an appointment
Book Now

Schedule an appointment

What type of appointment would you like to book?

Video Appointment

Get personalized financial guidance from the comfort of your home with our convenient video appointment option.

Book Now

Phone Appointment

Discuss your needs directly with our team through a phone appointment.

Book Now

In-Branch Appointment

Skip the wait and get personalized assistance with your financial priorities in person at our branch.

Book Now

Disclosures

Federally Insured by NCUA.