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Union Dues Loans

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Joining your union shouldn’t break the bank.

Cover union membership fees quick and easy with competitive rates and quick turn-around on loan approval.

Take advantage of rates as low as 8.90% APR¹ on your union dues loan when you lock in the following discount offer²:

Set up direct deposit of at least $1,000 a month into a Value Checking account.

Schedule automatic payments for your union dues loan from a Value Checking account.

For added convenience, payments are made directly to your union or guild.

We’ll help you pay your dues up to $10,000, and you can take 36 months to pay it back.

When you finance your union dues with us, you often pay less interest than you would with a credit card or personal loan.

Union Dues Loans^* (Including Rate Discount)
APR^** (as low as)	Maximum Term	Loan Amount
^If at any point during the life of your loan you no longer meet the direct deposit or automatic loan payment requirements, we may terminate the APR discount, at our sole discretion, and increase your APR and payment to the original amount on your Loan Agreement accordingly. A grace period of up to 90 days will be provided to accommodate any gaps in employment and/or payroll changes. ^*APR = Annual Percentage Rate. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. 8.90% APR (9.65% APR without discount) is the preferred rate for union dues for amounts from $500 to $10,000 and up to a three (3) year term. Not all members will qualify for the preferred rate. Proof of income may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment per $1,000 for 36 months at 8.90% APR (this rate includes discount) is $31.75. The payment example is for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates.
APR^** (as low as) 8.90%	Maximum Term 3 Years	Loan Amount $500 – $10,000

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1: APR = Annual Percentage Rate. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. 8.90% APR (9.65% APR without discount) is the preferred rate for personal loans for amounts from $500 to $10,000 and up to a three (3) year term. Not all members will qualify for the preferred rate. Proof of income may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment per $1,000 for 36 months at 8.90% APR (this rate includes discount) is $31.75. The payment example is for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates.
2: If at any point during the life of your Loan you no longer meet the direct deposit or automatic loan payment requirements, we may terminate the APR discount, at our sole discretion, and increase your APR and payment to the original amount on your Loan Agreement accordingly. A grace period of up to 90 days will be provided to accommodate any gaps in employment and/or payroll changes.