Offers only valid for individuals working at Paramount or on the Paramount lot. All offers are subject to change at any time without notice.

¹ Branches are only accessible for those cleared for access.

² Rate and term are dependent on the loan amount. Rates and terms are subject to change without notice. All loans are subject to credit approval. Offer subject to change. Loan proceeds must be “Paid Directly” to the Union and/or Guild. Loan proceeds may not be used to refinance existing First Entertainment Credit Union loans.

³ Zelle® and Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.

⁴ Eligibility requirements apply, and all must be met by the 90th day of account opening to qualify for up to $600 bonus. Offer available to new members joining First Entertainment Credit Union between January 3, 2023 and December 31, 2023, using promo code NEWMEMBER2023. A new member is defined as having no previous relationship with First Entertainment Credit Union. Limited to a maximum $600 total bonus per member. Accounts must be open for at least 90 days, active, and in good standing to receive bonus payout(s) (not in default, closed, inactive, or otherwise “not in good standing”). Bonus(es) will be distributed within 30 days following the program requirements and the 90 days qualification period. Bonus(es) will be considered dividends and may be reported on IRS form 1099-INT. First Entertainment Credit Union employees and business accounts are not eligible for this offer.

Credit Union membership is established by opening a First500 Savings Account and is subject to approval. The minimum deposit required to open a First500 Savings Account is $1.00 (the purchase of one share at par value of $1.00), which must be maintained for the membership to remain in an active status. The APY for an account balance up to $500 in a First500 Savings Account will be 2.00% APY when a member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must have either active Bill Pay service or Direct Deposit. Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Savings Account will earn the First500 Savings Base Rate. One First500 Savings Account per Social Security Number. In certain instances when the minimum balance is not maintained, and no other services or accounts are open, a low balance monthly fee may apply. For complete details, please refer to the Member Account Agreement and Disclosure (MAAD). Fees may apply; see our current Schedule of Fees for details.

⁵ New members must open a First Entertainment Credit Union Value Checking, Advantage Checking, or Teen Checking Account with at least $1.00 or more. Offer not valid for business checking accounts. The checking account must remain open for a minimum of 90 days. Member must enroll in eStatements within Digital Banking within 90 days of account opening. Member must make a minimum of $1,000 in debit card purchase  within 90 calendar days of the membership open date. The $300 new checking account bonus will be credited to your First500 Savings Account within thirty (30) days following the satisfaction of the requirements. Offer does not apply to second or multiple checking accounts and/or existing members with checking accounts. For terms and conditions applicable to the Value Checking, Advantage Checking, and Teen Checking, see the Member Account Agreement and Disclosure (MAAD) and Schedule of Fees.

Value Checking Account. To avoid a monthly service fee, the account must be signed up for eStatements only. For fee information, please refer to our current Schedule of Account Fees and Charges. No dividends are paid on this account.

Advantage Checking. Annual Percentage Yield (APY) is 0.10%. APY is based on the assumption that dividends remain on deposit for the entire dividend period. A minimum daily checking account balance of $1,000 or a combined minimum daily balance of $4,000 among all credit union accounts is required to avoid a monthly service fee. For fee information, please refer to our current Schedule of Account Fees and Charges.

⁶ Only credit cards, personal loans, and auto loans qualify for the new consumer loan bonus of $300. Mortgage loans do not qualify. All loans are subject to credit approval. Not all members will qualify. Terms, conditions, and restrictions may apply. All loan amounts and terms qualify. Rate and term are dependent on the loan amount. Rates and terms are subject to change without notice. The loan must fund within the first ninety (90) days of account opening. The $300 new consumer loan bonus will be credited to your First500 Savings Account following the satisfaction of the requirements. Visit firstent.org for more information regarding our lending products. Our current rates are available at firstent.org/rates.

⁷ Cash back offer is available for auto refinance loans only. The cash back amount will be direct deposited into the member’s First500 Savings Account within 60 days of loan funding. If the loan pays off within two years of funding, the cashback amount will be deducted from the member’s First500 Savings Account. Accounts must be in good standing to receive rebate. Some restrictions may apply. This offer is not valid on refinances of existing auto loans with First Entertainment CU. Loan must fund by January 15, 2024, to qualify. When submitting application, you must use drop-down menu selection “Studio Employee”, then “Paramount” under “How did you hear about us?” and enter promo code SEGCB2023 to qualify for this offer. Not valid with any other ongoing auto loan offer or promotion, including the NEWMEMBER2023 promotion. Taxes due on cash back are the sole responsibility of the account holder. First Entertainment CU and its Representatives do not provide tax or legal advice. For such advice, please consult a qualified professional.  

⁸ APR= Annual Percentage Rate. Offer not valid for existing First Entertainment auto loans. You must be able to show proof of competitor’s rate. A floor rate of 5.49% APR applies. Promotion applies to auto loans only; promotion does not apply to boats or commercial vehicles, motorcycles, RVs, or ATVs. All loans are subject to credit approval. Other conditions may apply. Not valid with any other auto loan offer, with the exception of the NEWMEMBER2023 promotion. Vehicles with more than 100K miles are not eligible. Certain restrictions apply.  

Beat Your Rate offer is available for Auto Refinance Loans only. Some restrictions may apply. The loan must fund by January 15, 2024, to qualify. Must use promo code SEGBYR2023 for this offer. Not valid with any other ongoing auto loan offer or promotion, with the exception of the NEWMEMBER2023 promotion. Existing First Entertainment Auto Loans are ineligible for internal refinance. Rate and term dependent on the loan amount. Rates and terms subject to change without notice. All loans subject to credit approval, not all members will qualify.

⁹ APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from the date of Account opening when purchases and balance transfers are completed within ninety (90) days of account opening. After the introductory rate period ends, your APR for purchases and balance transfers will be 18.99% to 27.15%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply. All loans are subject to credit approval. For complete details, please refer to the Visa Interest and Fee Information disclosure. Program also has an introductory Bonus Point offer available to new Accounts only. New Accounts will receive a one-time, twenty thousand (20,000) Bonus Point credit. To qualify and receive your bonus, you must make Qualifying Purchases totaling two thousand five hundred dollars ($2,500) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for Bonus Points to post to your account. To be eligible for this bonus offer, the account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union Credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional Bonus Points will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Spotlight Visa Rewards Program Rules, Terms, and Conditions.

¹⁰ Program has an introductory bonus reward offer available to new Accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make Qualifying Purchases totaling one thousand dollars ($1,000) or more during the first ninety (90) days from account opening. Bonus will be paid as a statement credit to the Account. After qualifying, please allow four (4) to six (6) weeks for the bonus to post to your Account. To be eligible for this bonus offer, the Account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union Credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Preferred Cash Visa Rewards Program Rules, Terms, and Conditions or contact the Credit Union at 888.800.3328.

¹¹ For each dollar of Qualifying Purchases charged to your Preferred Cash Visa Credit Card Account, you will be awarded a 1.5% ($0.015) cash reward. Preferred Cash Visa Card  Account interest rates are also disclosed on the First Entertainment Credit Union Visa Credit Card Interest and Fee Information. As long as your Preferred Cash Visa Account remains open and in good standing, your accumulated cash rewards will not expire.

¹²  APR= Annual Percentage Rate. 8.15% APR includes the 2.00% APR discount and is the preferred rate for Personal Loan amounts from $2,000 to $30,000 for up to five (5) years. For example, the monthly payment on a loan with a 36-month term at 8.15% APR would be $31.41 per $1,000 borrowed. Rates are based on creditworthiness; not all members will qualify for the preferred rates. Minimum loan amount $2,000. Existing First Entertainment personal or union loans are not eligible for this discount.

¹³ Receive a 0.25% interest rate discount on a new First Mortgage Loan if you work on the studio lot. Please review the details below for information about available discounts, terms, and requirements. The borrower(s) will receive a 0.25% interest rate discount when borrower(s) originates a new first mortgage loan up to $5,000,000 with First Entertainment Credit Union (FirstEnt), on single-family dwelling, multi-unit properties (2-4 units), and condominiums located in the State of California. The interest rate will be discounted by 0.25% from the daily posted interest rates at firstent.org/rates. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms and conditions are subject to change without notice. Must meet membership eligibility requirements. For details, visit our Become a Member page. To redeem this offer, enter PROMO code “Paramount” in the promo code field on the application.

¹⁴ All loans are subject to credit, income, and collateral approval. Not valid with any other First Entertainment Credit Union home loan offers. Must meet membership eligibility requirements. For details, visit our Become a Member page. $300 discount on the processing fees for Fixed-Rate Home Equity Loans up to $250,000, in second lien position on owner-occupied single-family primary residence located in the State of California. Additional fees will apply. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms and conditions are subject to change without notice. All loans are subject to credit, income, and collateral approval. Please check with a tax professional on the deductibility of the loan interest. When submitting an application, you must use drop-down menu selection “Studio Employee”, then “Paramount.” under “How did you hear about us?”.

$300 Origination Fee waived for HELOC loans up to $250,000, in second lien position on owner-occupied single-family primary residence located in the State of California only. The APR is variable, subject to change monthly, and is based upon an index (The Wall Street Journal Prime Rate, which is 7.75% as of 02/02/2023), plus a margin. Floor rate is 4%. Maximum APR is 18.00%. Margin, rate and payment amount may vary based on property value, loan amount, creditworthiness and other factors. Current HELOC rates are available online at firstent.org/rates or by calling the Credit Union at 888.800.3328. Property insurance is required: flood insurance may be required depending on the location of the collateral. Credit and collateral are subject to approval. Other fees may apply. Terms and conditions apply. Rates, terms and conditions are subject to change without notice. Please consult your tax advisor regarding interest deductibility. If you have questions or want additional information, please call our Real Estate Loan Team today at 888.800.3328.