Savings Accounts
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Account |
Minimum Opening Balance |
Minimum to Earn APY |
APY* |
|---|---|---|---|
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*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. **The APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details. |
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Account First500 Savings** |
Minimum Opening Balance $1.00 |
Minimum to Earn APY $5.00 |
APY* 5.00% |
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Account First500 Savings Base Rate** |
Minimum Opening Balance $1.00 |
Minimum to Earn APY $5.00 |
APY* 0.05% |
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Minimum Opening Balance |
Minimum to Earn APY |
APY* |
|---|---|---|
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*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. **Rate on our multi-tiered Money Market Account is based on the Account’s daily balance. Account balances below $2,500 earn no dividends. |
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Minimum Opening Balance $2,500 |
Minimum to Earn APY $2,500** |
APY* 0.60% |
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Minimum Opening Balance $2,500 |
Minimum to Earn APY $25,000** |
APY* 0.80% |
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Minimum Opening Balance $2,500 |
Minimum to Earn APY $50,000** |
APY* 0.90% |
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Minimum Opening Balance $2,500 |
Minimum to Earn APY $100,000** |
APY* 1.00% |
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Minimum Opening Balance $2,500 |
Minimum to Earn APY $500,000** |
APY* 1.20% |
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Term |
$1,000 Minimum |
$25,000 Minimum |
$100,000 Minimum |
|---|---|---|---|
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*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. **APY = Annual Percentage Yield. Rate and term valid as of May 19, 2026. New 9-Month Term Savings Certificate minimum balance required of $2,500 or more to earn 3.75% APY. After the account is opened, additional deposits to the account are not permitted. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At maturity, if no action is taken, funds will automatically roll over into a standard, non-promotional 6-Month Term Savings Certificate at the then current rate. Members may choose a different option at maturity. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See Term Savings (Certificate) Account Agreement and Disclosure for terms and conditions. Dividends are paid monthly and at maturity. Early withdrawal penalties may apply. For complete agreement and disclosure, click here. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. |
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Term 9 Months (Special Promo) |
$1,000 Minimum 3.75%** ($2,500 Minimum) |
$25,000 Minimum 3.75%** ($2,500 Minimum) |
$100,000 Minimum 3.75%** ($2,500 Minimum) |
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Term 6 Months |
$1,000 Minimum 2.25% APY* |
$25,000 Minimum 2.40% APY* |
$100,000 Minimum 2.55% APY* |
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Term 1 Year |
$1,000 Minimum 2.55% APY* |
$25,000 Minimum 2.70% APY* |
$100,000 Minimum 2.85% APY* |
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Term 3 Years |
$1,000 Minimum 3.00% APY* |
$25,000 Minimum 3.15% APY* |
$100,000 Minimum 3.30% APY* |
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Term 5 Years |
$1,000 Minimum 3.55% APY* |
$25,000 Minimum 3.70% APY* |
$100,000 Minimum 3.85% APY* |
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Term |
$1,000 Minimum |
$25,000 Minimum |
$100,000 Minimum |
|---|---|---|---|
|
*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. **APY = Annual Percentage Yield. Rate and term valid as of May 19, 2026. New 9 month Term Savings Certificate minimum balance required of $2,500 or more to earn 3.75% APY. After the account is opened, additional deposits to the account are not permitted. The 9 Month Term Savings Certificate has a maximum balance of $500,000.00. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At maturity, if no action is taken, funds will automatically roll over into a standard non promotional 6 month Term Savings Certificate at the then current rate. Members may choose a different option at maturity. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See Term Savings (Certificate) Account Agreement and Disclosure for terms and conditions. Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. Fees and penalties may reduce principal. |
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Term 6 Months |
$1,000 Minimum 2.45% APY* |
$25,000 Minimum 2.60% APY* |
$100,000 Minimum 2.75% APY* |
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Term 9 Months (Special Promo) |
$1,000 Minimum 3.75%** ($2,500 Minimum) |
$25,000 Minimum 3.75%** ($2,500 Minimum) |
$100,000 Minimum 3.75%** ($2,500 Minimum) |
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Term 1 Year |
$1,000 Minimum 2.75% APY* |
$25,000 Minimum 2.90% APY* |
$100,000 Minimum 3.05% APY* |
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Term 3 Years |
$1,000 Minimum 2.55% APY* |
$25,000 Minimum 2.70% APY* |
$100,000 Minimum 2.85% APY* |
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Term 5 Years |
$1,000 Minimum 3.75% APY* |
$25,000 Minimum 3.90% APY* |
$100,000 Minimum 4.05% APY* |
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Minimum Opening Balance |
Minimum to Earn APY |
APY* |
|---|---|---|
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*APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. |
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Minimum Opening Balance $0.00 |
Minimum to Earn APY $0.00 |
APY* 0.30% |
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Minimum Opening Balance |
Minimum to Earn APY |
APY** |
|---|---|---|
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*The APY for an account balance up to $500 in First500 Youth Accounts (or Coogan Accounts) will be 5.00% APY on account balances up to $500 with Internet access and eStatement only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice. *APY = Annual Percentage Yield. APY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. ††There is a minimum balance requirement of $50 for this account. |
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Minimum Opening Balance $50.00†† |
Minimum to Earn APY $5.00†† |
APY** 0.05% |
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Disclosures
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Federally Insured by NCUA.