Crew on set reviewing footage
Mikenzie D., Freelance Filmmaker

Spotlight Visa® Credit Card

VIP Status


Reward yourself with the Spotlight Visa® Credit Card.

Cardholders get access to hotel upgrades, cellphone protection, lost luggage reimbursement, and so much more!

The benefits

The Spotlight Visa® Credit Card is the ultimate credit card for entertainment professionals like you. Apply now and start enjoying all the amazing benefits today!

Credit Card

0% Intro APR & More

Get 0% intro APR1, plus, earn 20,000 Bonus Points2 if you spend at least $2,500 within 90 days of account opening. Earn 2 points per dollar spent on travel, dining, entertainment, and grocery purchases (earn 1 point per dollar on everything else).3

Computer with Dollar

Streaming Credit

Receive up to $120 per year in streaming service reimbursements for Netflix, Hulu, and so many more.4

Bag with Heart

Premium Benefits

Enjoy Car Rental Privileges via Audi on Demand and Special Food and Wine Offerings via Sonoma Wine. Plus, with Roadside Dispatch® and Travel and Emergency Assistance, you can rest easy knowing you’re covered in any situation.


Visa® Fraud Protection

Visa® Zero LiabilityTM 5 and fraud alerts work together to protect you from unauthorized transactions on your account.

$75 Annual Fee, No Foreign Transaction Fees.

Get today’s best rate.

Spotlight Visa® Credit Card

Credit Card

APR* (as low as)

Loan Amount

* Annual Percentage Rate

Credit Card

Spotlight Visa®

APR* (as low as)

18.99% – 27.15%

Loan Amount

$5,000 – $30,000

Apply for a Spotlight Visa® Credit Card today.

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APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from the date of account opening when purchases are completed within ninety (90) days of account opening. After the introductory rate period ends, your APR for purchases and balance transfers will be 18.49% to 26.65%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply. All loans are subject to credit approval. For complete details, please refer to the Visa Interest and Fee Information disclosure.
Program has an introductory Bonus Point offer available to new Accounts only. New Accounts will receive a one-time, twenty thousand (20,000) Bonus Point credit. To qualify and receive your bonus, you must make Qualifying Purchases totaling two thousand five hundred dollars ($2,500) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for Bonus Points to post to your account. To be eligible for this bonus offer, the account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union Credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional Bonus Points will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Spotlight Visa Rewards Program Rules, Terms, and Conditions.
For each dollar of Qualifying Purchases charged to your Rewards Account, you will be awarded Points Rewards (“Point” or “Points”) that will accumulate until they are redeemed, forfeited, expired, or suspended. Merchants who accept Visa credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa procedures, based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for the purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. While a merchant, or some of the items that the merchant sells, may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For purchases made where the merchant code and/or category is identified as travel, dining, entertainment, or grocery, you will earn two (2) Points per one dollar ($1.00) spent. For purchases made in all other merchant categories, you will earn one (1) Point per one dollar ($1.00) spent. Purchase amounts and Point accruals are subject to rounding for simplicity. Merchant code identification and classification are controlled by third parties and are subject to change without prior notice. For complete details, please refer to your Spotlight Visa Rewards Program Rules, Terms, and Conditions.
Restrictions apply. For full cardholder benefits and limitations, please consult your First Entertainment Credit Union Spotlight Visa Signature® Guide to Benefits.
Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify First Entertainment Credit Union promptly of any unauthorized use. Consult the Credit Union for additional details.
EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. 
Apple Pay is a trademark or registered trademark of Apple in the U.S. and other countries and is used under license. Google Pay logo is a trademark of Google LLC. ©2022 Samsung Pay is a trademark or registered trademark of Samsung Electronica Co., Ltd. Learn more about Contactless Payments.
The Contactless Symbol is a trademark owned by and used with the permission of EMVCo, LLC. Contactless payments available at participating merchants. Not all merchants participate.
Visa is a registered trademark of Visa International Service Association and is used under license.