Preferred Cash Visa® Credit Card
More perks
more freedom.
The card that pays you back.
Endless rewards you’ll love.
The benefits
Earn 1.5% Cash Back
Cash back is credited to your account, so you never have to worry about expiring rewards.3
$100 Sign-up Bonus
Earn a bonus when you spend $1,000 within the first 90 days of account opening.
Cell Phone Protection
Cover your cell phone from damage and theft at no additional cost by adding your mobile bill to your card.
Automatic Fraud Alerts
We’ll alert you if we notice any suspicious or unauthorized activity on your account.
Visa® Zero Liability
In the event that unauthorized purchases are made with your card, you won’t be held responsible.
No Fees
Our Preferred Cash Visa® has no annual fee or foreign transaction fees.
Additional features
Discover what’s possible with a Preferred Cash Visa® Credit Card.
- ID Navigator: Stay informed on identity threats and protect yourself.
- Porch Piracy Protection: Eligible purchases are protected against theft within 90 days of purchase.
- Roadside Dispatch®: 24/7 emergency roadside assistance available without membership. Fees apply.
- Travel and Emergency Assistance: Call for assistance from anywhere in the world.
Disclosures
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APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from the date of account opening applies to purchases completed within ninety (90) days of account opening. 0.00% Introductory APR for (twelve) 12 months from the date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After that, your APR will be 15.49% to 23.15%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply. All loans subject to credit approval. Please refer to the Visa Interest & Fee Information sheet for complete details.
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Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make Qualifying Purchases totaling one thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for bonus to post to your account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, Account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union Credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Preferred Cash Visa Rewards Program Rules, Terms, and Conditions.
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For each dollar of Qualifying Purchases charged to your Cash Back Rewards Account, you will be awarded a 1.5% ($0.015) cash reward. As long as your Cash Back Rewards Account remains open and in good standing, your accumulated cash rewards will not expire. Terms and conditions apply. For complete details, please refer to your Preferred Cash Visa Rewards Program Rules, Terms, and Conditions.
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Restrictions apply. Please consult your Visa Consolidated Guide to Benefits for full details.
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EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere.
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iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Google Play and the Google Pay logo are trademarks of Google LLC. ©2020 Samsung Pay is a trademark or registered trademark of Samsung Electronica Co., Ltd.
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The Contactless Symbol is a trademark owned by and used with the permission of EMVCo, LLC. Contactless payments available at participating merchants. Not all merchants participate.
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Visa is a registered trademark of Visa International Service Association and is used under license.