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Saturday, April 18, 2026: Digital banking will undergo scheduled maintenance and will be inaccessible from 10:00 P.M. – 4:00 A.M. PST. We apologize for any inconvenience this may cause.

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Holiday Closure Notice: All First Entertainment Credit Union branch locations and our Member Experience Center will be closed February 16th in observance of Presidents’ Day. Digital banking services and surcharge-free ATMs will remain available 24/7.

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Saturday, February 7, 2026: Please note that our Member Experience Center and branches will have special hours and will be open from 9am – 1pm on Saturday, February 7th. We apologize for any inconvenience this may cause. Our digital banking and surcharge-free ATMs will remain accessible 24 hours a day, 7 days a week.

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Important Security Reminder: Your security is our top priority and phishing and spoofing schemes are on the rise. Please stay vigilant when someone calls you, scammers may disguise their phone number to appear… ... Read more

18 month cd

Fixed Rate. Steady Growth.

2.90% APY1

with an 18-Month Term Certificate

Join todayExisting Members: Open Now

Limited-Time 2.90% APY,
18-Month Term Certificate

Earn a fixed rate with our 18‑Month Term Certificate, keeping your savings secure while delivering steady, predictable growth for the full term.

  • 2.90% APY – Earn a fixed rate for the full term
  • Low Minimum Investment – Start with just $2,500
  • No Monthly Fees – Keep every dollar you earn
  • Federally Insured by NCUA – Your money is safe, secure, and insured up to $250,000
  • 24/7 Digital Access – Open and manage your Certificate anytime through Digital Banking

It’s Easy to Open Your 2.90% APY Term Certificate

Joining First Entertainment Credit Union and opening an 18-Month Term Certificate is fast, easy, and rewarding. Follow these simple steps to start earning 2.90% APY today.

Step 1: Become a Member

Open a First500 Savings Account to get started.

Start Your Membership Application

 

Step 2: Open Your 18-Month Term Certificate

Once you’re a member, pick the method that works best for you:

 

18 month cd promo image

Already a Member? Open Your 2.90% APY Certificate Today

It’s quick and easy to get started. Just log in to Digital Banking and open your 18-Month Term Certificate in a few clicks.

Visit Digital Banking

Frequently Asked Questions (FAQs)

Got Questions? We’ve Got Answers.

A 18-Month Term Certificate is a timed savings account that offers a fixed interest rate for a set period. Unlike traditional savings accounts, funds are locked in for the term, which allows you to earn higher dividends. At First Entertainment, Term Certificates are federally insured by the NCUA up to $250,000.

Yes, the Annual Percentage Yield (APY) is fixed for the full duration of the 18-Month term. This means your rate won’t change, and you’ll earn predictable returns throughout the term.

To open this 18-Month Term Certificate at First Entertainment, the minimum deposit is $2,500.

There is no maximum amount to deposit into a Term Certificate.

Yes, early withdrawals are allowed but subject to penalties.

Early withdrawal made during the first ninety (90) days from the opening date or renewal of the Term Savings Certificate:

  • The penalty shall be the dividends earned on the withdrawn amount.

Early withdrawal made more than ninety (90) days after the opening or renewal of the Term Savings Certificate:

  • The penalty shall be all dividends earned up to the first ninety (90) days on the amount withdrawn.

Early withdrawal penalties will not apply to:

  • Withdrawals of paid dividends.
  • Withdrawals made following the death or complete physical disability of any Owner.
  • Withdrawals from certain retirement or pension accounts to effect a lawful distribution.
  • Withdrawals resulting from the Credit Union’s failure to pay a scheduled dividend.

Yes. Your Term Certificate is insured by the National Credit Union Administration (NCUA) up to $250,000, offering peace of mind and federal protection.

While both options are insured and offer relatively safe returns, a term certificate provides a fixed APY, whereas the APY on a High-Yield Savings Account may fluctuate with market conditions. However, savings accounts offer greater liquidity, while term certificates require committing funds for the full term.

Yes, you can choose to have your Certificate renew automatically. If the Certificate is not set to automatically renew, funds will be transferred or paid according to the instructions on file.

You can decide where your funds go at maturity, just log in to Digital Banking and select the account you’d like your Certificate to roll into. It’s quick, flexible, and puts you in control.

Why Join First Entertainment

As part of the entertainment community, you need a financial partner that understands your story. That’s the role we were born to play. We’re member-owned and not-for-profit, so you can count on:

  • Great rates and lower fees
  • Convenient digital and mobile banking tools
  • Branches on studio lots2
  • Loans to cover union fees
  • Investment and insurance services
  • Free credit score monitoring
  • Homebuying commission rebates
  • Free financial wellness resources
  • Easy transfers with Zelle®3

What our members say

First Entertainment is the best place for me to be. They’ve done a great job meeting my needs.

— Neal Z., Prop Master Read the full member story
Person holding a folder

What our members say

Being a creative and working on productions, we may have large checks, and First Entertainment makes it easy and worry-free to mobile deposit on the go.

— Rae A., Wardrobe Stylist Read the full member story
Person fixing nails

What our members say

First Entertainment is an ideal financial partner because the Credit Union understands the constant flux of the entertainment industry.

— Devin H., Set Lighting Technician Read the full member story
Person fixing a light

What our members say

It’s important that a financial institution understands the unique needs of the industry it serves in an equitable and empathetic way, and First Entertainment does that well.

— Shari H., Director DEI Operations Read the full member story
Person talking on the phone

What our members say

First Entertainment made the mortgage process painless for someone in the industry who has non-traditional work hours and pay history.

— Karen S., Makeup Artist (IATSE Local 706) Read the full member story
Person in front of a mirror

Disclosures

1
APY = Annual Percentage Yield. Rate and term valid as of April 15, 2026. The 18‑Month Term Savings Certificate requires a minimum opening balance of $2,500 to earn the stated APY. There is no new‑money requirement and no maximum balance cap for this promotional certificate. After the account is opened, additional deposits are not permitted. Dividends accrue daily and are paid monthly and at maturity. Penalties for early withdrawal may apply and may reduce earnings. At maturity, members may select their preferred rollover option, including renewal into an available standard non‑promotional Term Savings Certificate at the then‑current rate. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate. See the Term Savings (Certificate) Account Agreement and Disclosure for full terms and conditions.
2
Branches are only accessible for those cleared for access.
3
To be eligible for Zelle®, you must be a member for at least 90 days. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Zelle® and the Zelle®‑related marks are wholly owned by Early Warning Services, LLC and are used herein under license.