Visa® Platinum Credit Card
worldwide.
Convenience, simplicity, and security.
Want a card for everyday spending or to pay down balances? Our low rate1 Visa® Platinum Credit Card has no annual fee, is accepted everywhere Visa® is, and comes with many extra benefits2.
The benefits
0% Intro APR2
Get an introductory 0% APR for 12 months on purchases and balance transfers3 made within the first 90 days of account opening.4
Purchase Security
Get repairs, replacements, or refunds for purchases damaged or stolen when you use your Platinum Visa® Credit Card.
Automatic Fraud Alerts
We’ll notify you whenever we see any suspicious or unauthorized activity on your account for your verification.
Visa® Zero Liability5
Protect yourself against unauthorized transactions on your account.
Get today’s best rate.
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Credit Card |
APR* |
Loan Amount |
|---|---|---|
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*APR=Annual Percentage Rate. Rates are variable and subject to change without notice. |
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Credit Card Visa® Platinum |
APR* 12.74% – 20.40% |
Loan Amount $500 – $30,000 |
Additional features
Discover what’s possible with a Visa® Platinum Credit Card.
- ID Navigator: Stay informed on identity threats and protect yourself.
- Porch Piracy Protection: Eligible purchases with Preferred Cash Visa® Card are protected against theft within 90 days of purchase.
- Roadside Dispatch®: 24/7 emergency roadside assistance available without membership. Fees apply.
- Travel and Emergency Assistance: Call for assistance from anywhere in the world.
FAQs
Both members and prospective members can apply online. You can also apply by chatting with us or making an appointment for more personal assistance with the application process.
There are two easy ways for you to activate your credit card:
- Login to Digital Banking
- Click on “Card Management” and then “Manage Your Cards”
- Select the credit card in your profile that needs activating and simply click the “Activate” button to activate.
You can also call 800.631.3197 to activate your card.
You can make your credit card payment(s) through Digital Banking as follows:
From a First Entertainment Checking or Savings account:
- Log in to Digital Banking.
- On your Dashboard, select the “Pay” icon on the credit card you wish to make a payment to.
- On the Transfers page, select the First Entertainment Checking or Savings account you wish to pay from
- Enter the amount you wish to pay and when. You can pay your current balance, statement balance, minimum due or other amount.
From a non-First Entertainment Checking or Savings account:
- Log in to Digital Banking.
- On your Dashboard, select “Card Management“
- Then select “View Credit Card“
- Select the “Make Payment” option
- You can then “Choose a Payment Account” (external or internal) or
- Select the “Edit” button to change or add a new account to pay from
- Enter the amount you wish to pay and when. You can pay your current balance, statement balance, minimum due or other amount.
- You can also enroll in “Automatic Payments” by selecting the “ENROLL” option next to “Automatic Payments” on this page.
Not finding what you’re looking for? See all FAQs.
Disclosures
- 1
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Terms and conditions apply. All loans subject to credit approval. Not all members will qualify.
- 2
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APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from date of account opening when completed within ninety (90) days of account opening. After that, your APR will be 12.74% to 20.40%, based on your creditworthiness. This APR will vary with the market, based on the Prime Rate.
- 3
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The Program has an introductory APR offer available to new accounts only. 0% APR introductory offer for twelve (12) months applies to purchases when posted within ninety (90) days of account opening and to balance transfers for 12 months from the date of each transfer when posted within ninety (90) days of account opening. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Please see Visa Interest and Fee Information for complete terms and conditions.
- 4
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For full cardholder benefits and limitations, consult your Visa Consolidated Guide to Benefits or view our disclosures.
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Visa’s Zero Liability™ policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify First Entertainment Credit Union promptly of any unauthorized use. Consult First Entertainment for additional details.
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EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere.
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iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Google Play and the Google Pay logo are trademarks of Google LLC. ©2020 Samsung Pay is a trademark or registered trademark of Samsung Electronica Co., Ltd.
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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
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The EMV® SRC payment icon is a trademark owned by and used with permission of EMVCo, LLC.
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Visa is a registered trademark of Visa International Service Association and is used under license.