Policies and Disclosures
Policies and Disclosures
Please click on the links below to familiarize yourself with our disclosure information.
DISCLOSURES:
Please click on the links below to familiarize yourself with our disclosure information.
Important Privacy Choices For Consumers (SB-1 Opt-Out Form)
Consumer Privacy Policy (Online Privacy Policy)
Member Account Agreement & Disclosure – includes the following:
- Truth in Savings Disclosure
- Funds Availability Policy
- Overdraft Services Policy
- Electronic Services Agreement & Disclosure
- Member Conduct Policy
Business Account Agreement & Disclosure
Term Savings Certificates Disclosure
Disclosure Agreement for PIN-less Debit Transactions
Visa® Interest and Fee Information
Visa Credit Card Agreement & Disclosure
Visa Consolidated Guide to Benefits
Spotlight™ Visa Signature® Guide to Benefits
Spotlight™ Visa Signature® Rewards Program Rules, Terms, and Conditions
Visa Platinum Rewards Program Agreement
Preferred Cash Visa Rewards Program Rules, Terms, and Conditions
Credit Card Balance Transfer Offer – August 1 to October 31 2026
Business Visa Interest and Fee Information
Business Visa Credit Card Agreement & Disclosure
Business Visa Consolidated Guide to Benefits
Preferred Cash Business Visa Rewards Terms & Conditions