Policies and Disclosures

Fine Print

Policies and Disclosures

Please click on the links below to familiarize yourself with our disclosure information.

DISCLOSURES:

Please click on the links below to familiarize yourself with our disclosure information.

Privacy Policy

Important Privacy Choices For Consumers (SB-1 Opt-Out Form)

Consumer Privacy Policy (Online Privacy Policy)

CCPA Privacy Policy

CCPA Consumer Request

Member Account Agreement & Disclosure – includes the following:

  • Truth in Savings Disclosure
  • Funds Availability Policy
  • Overdraft Services Policy
  • Electronic Services Agreement & Disclosure
  • Member Conduct Policy

Personal Schedule of Fees

Zelle Network® User Agreement

Business Account Agreement & Disclosure

Business Account Agreement & Disclosure Addendum (eff. 7/1/2020)

Business Schedule of Fees

Term Savings Certificates Disclosure

Disclosure Agreement for PIN-less Debit Transactions

Your Billing Rights Notice

Visa® Interest and Fee Information

Visa Credit Card Agreement & Disclosure

Visa Consolidated Guide to Benefits

Spotlight™ Visa Signature® Guide to Benefits

Spotlight™ Visa Signature® Rewards Program Rules, Terms, and Conditions

Visa Platinum Rewards Program Agreement

Preferred Cash Visa Rewards Program Rules, Terms, and Conditions

Business Visa Interest and Fee Information

Business Visa Credit Card Agreement & Disclosure

Business Visa Consolidated Guide to Benefits

Preferred Cash Business Visa Rewards Terms & Conditions

Debit Card SMS Fraud Alerts Agreement PDF

Line of Credit Disclosure