Find Your Dream Vehicle
Drive happy.
Skip the dealership.
As the nation’s premier car-buying service for credit union members, Autoland1 makes it easy for you to get the car you want at a competitive price.
Let one of Autoland’s expert vehicle consultants show you how effortless shopping for the perfect car can be, from securing incentives and rebates to offering contactless delivery.
Autoland is available to guide you every step of the way with:
- A new or pre-owned auto purchase;
- Your current vehicle trade-in;
- Options to search online, by phone, and in-person;
- Expert advice on which car is right for you.
Start your search.
Discover how we can help you get behind the wheel and back on the road with the best deal possible.
Online
Visit Autoland to get started on finding your next dream ride.
In-Person
Get it done by calling 888.800.3328 x4436 to schedule an appointment.
By Phone
Give us a call today at 800.234.6999. We’re available Monday through Friday, 9 a.m. – 5 p.m.
Get today’s best rate.
APR (as low as)* |
Maximum Years to Repay** |
Minimum Amount Financed |
---|---|---|
NEW vehicles: Any current year or previous year models with less than 10,000 miles. *APR = Annual Percentage Rate. This rate is effective per the effective date indicated above for Auto Loan Rates. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. You may also receive a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 5.99% APR (6.99% APR without discounts) is the preferred rate for New Auto Loans and 6.24% APR (7.24% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 5.99% APR is $30.42 (this rate includes both discounts), and at 6.24% APR is $30.53 for Used Auto (this rate includes both discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates.
**Rate And Term Dependent on Loan Amount.
Maximum Loan amount financed – NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max).
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APR (as low as)* 5.99% |
Maximum Years to Repay** 3 Years* |
Minimum Amount Financed $2,500 |
APR (as low as)* 6.24% |
Maximum Years to Repay** 4 Years |
Minimum Amount Financed $8,500 |
APR (as low as)* 6.49% |
Maximum Years to Repay** 5 Years |
Minimum Amount Financed $10,000 |
APR (as low as)* 6.74% |
Maximum Years to Repay** 6 Years |
Minimum Amount Financed $15,000 |
APR (as low as)* 7.24% |
Maximum Years to Repay** 7 Years |
Minimum Amount Financed $25,000 |
APR* (as low as) |
Maximum Years to Repay** |
Minimum Amount Financed |
---|---|---|
USED vehicles: Any vehicle that doesn’t match NEW vehicle requirements. *APR = Annual Percentage Rate. This rate is effective per the effective date indicated above for Auto Loan Rates. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. You may also receive a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 5.99% APR (6.99% APR without discounts) is the preferred rate for New Auto Loans and 6.24% APR (7.24% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 5.99% APR is $30.42 (this rate includes both discounts), and at 6.24% APR is $30.53 for Used Auto (this rate includes both discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. **Rate And Term Dependent on Loan Amount. Maximum Loan amount financed – NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max). |
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APR* (as low as) 6.24% |
Maximum Years to Repay** 3 Years* |
Minimum Amount Financed $2,500 |
APR* (as low as) 6.49% |
Maximum Years to Repay** 4 Years |
Minimum Amount Financed $8,500 |
APR* (as low as) 6.74% |
Maximum Years to Repay** 5 Years |
Minimum Amount Financed $10,000 |
APR* (as low as) 7.24% |
Maximum Years to Repay** 6 Years |
Minimum Amount Financed $15,000 |
APR* (as low as) 7.74% |
Maximum Years to Repay** 7 Years |
Minimum Amount Financed $25,000 |
Insurance
As a member of First Entertainment, enjoy exclusive discounts on insurance services too! We offer Auto Insurance, GAP Insurance, and Mechanical Breakdown Insurance at competitive rates.
Additional Collateral Protection Insurance Notice:
Visit imcovered.com if you’ve received a letter from us regarding additional Collateral Protection Insurance for your existing First Entertainment loan.
FAQs
There are a few options. Both members and prospective members can apply online through https://www.firstent.org as follows:
- Select the “Personal” button on the homepage and click on “Vehicle Loans” under “CREDIT CARDS & LOANS“
- Under “Auto Loans & Card Buying Services”, click on “LEARN MORE“
- Click “APPLY NOW”
- Begin your application process by filling out the requested information.
- Hit submit your application.
You can also apply by calling our Loan Experience Center at 888.800.3328 option 2 or by making an appointment at any one of our branches. Click on Book Appointment.
If the credit union holds an electronic title(paperless) the title will arrive directly from the Department of Motor Vehicle within 2-4 weeks.
If the credit union holds a paper title, a paper title will be forwarded to you within 2 – 4 weeks. Please be sure to contact the Department of Motor Vehicle at your earliest convenience to remove First Entertainment Credit Union as the legal owner.
Not finding what you’re looking for? See all FAQs.
Apply for an Auto Loan today.
Disclosures
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Autoland, LLC is an independent third-party automobile-buying service that is neither owned nor operated by First Entertainment Credit Union. The Credit Union does not endorse or guarantee the products, information, or recommendations provided by Autoland, LLC and is not responsible or liable for any failure of the products or services advertised. For more information, visit https://firstentertainmentcu.autoland.com/aboutus. Please note that First Entertainment Credit Union’s Privacy Policy does not apply to third parties.