COVER GAPS IN YOUR INSURANCE
Guaranteed Asset Protection (GAP)1 and Mechanical Breakdown Insurance (MBI)1 provide important protection from significant costs in the event of vehicle loss or failure.
Fill The “GAP”
After purchase, your loan debt may exceed the value of your vehicle. In the event of theft or damage beyond repair, you become financially responsible for the difference.
Prevent expensive costs with the protection of GAP coverage.
Cover Any Vehicle
Guaranteed Asset Protection (GAP) coverage isn’t limited to cars.
Give yourself the peace of mind of GAP coverage with a wide variety of vehicles, including motorcycles, travel trailers, watercraft, and motorhomes.2
Cover Future Repairs
Mechanical Breakdown Insurance (MBI) safeguards you from costly repairs3 caused by increasingly advanced and expensive vehicle systems.
Pay Only Once
MBI costs less than a single repair and includes a small deductible for mechanical failures or breakdowns.
24-Hour Roadside Assistance
Towing, lost key, lock-out, and other road services.
Rental Vehicle Assistance
Coverage for alternate transportation expenses.
Repairs to damaged tires or replacement if necessary.
Reimbursement for meals and lodging up to three days if you’re stranded because of covered breakdown more than 100 miles from home.
GAP and MBI/MRC are considered insurance coverage in some states. MBI/MRC coverage vary and may not be available depending on the provider and/or plan chosen.
Your purchase of GAP is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with First Entertainment Credit Union. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. You should carefully read your contract for a full explanation of the terms.
© CUNA Mutual Group, All Rights Reserved 2021 | MEMBER’S CHOICE ® Mechanical Repair Coverage is made available to you by CUNA Mutual Insurance Agency, Inc., and is powered by ForeverCar. It is insured by Virginia Surety Company, Inc. | MRC-3489303.2-0321-0423
Additional coverage details dependent upon your MBI/MRC coverage plan. Please contact the Credit Union for complete details.