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Scott M., Record Label Owner

Refinance My Auto Loan

Reclaim your budget

Reel in the savings.

Get into the driver’s seat and save.

Take the wheel of your financial journey and explore the benefits of refinancing your auto loan with First Entertainment today. 

Refinance your auto loan.

We understand that as an entertainment industry professional, your career and finances can be dynamic. That’s why we offer tailored auto loan refinancing options designed to fit your unique financial needs.

Down Percentage

Save on interest

When you refinance for a lower interest rate, you save money over time and get a little more breathing room in your budget.

Bill

Lower monthly payments

Enjoy flexible, transparent terms that will lead you down the road to more savings. 

Calendar

Choose your term

Select loan terms that suit your financial situation with options to align your monthly payments with your variable income.

Bill Pay

Streamline your finances

Consolidate your auto loan and other debts into a single, more manageable payment, giving you peace of mind to focus on what matters most to you.

We’ll help you get the best deal.

Lower your monthly payment with ease.

  • Easy application process
  • No payments for 90 days1
  • No pre-payment penalty
  • Rates as low as 5.99%
Apply now
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Estimate your monthly savings.

Enter information about your current auto loan and what you’d like to borrow, and we’ll estimate how much you could save refinancing with us.

Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ.

View our auto loan rates.

New Auto Loans (Including Rate Discounts)

APR (as low as)*

Maximum Years to Repay**

Minimum Amount Financed

NEW vehicles: Any current year or previous year models with less than 10,000 miles.

*APR = Annual Percentage Rate. This rate is effective per the effective date indicated above for Auto Loan Rates. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. You may also receive a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 5.99% APR (6.99% APR without discounts) is the preferred rate for New Auto Loans and 6.24% APR (7.24% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 5.99% APR is $30.42 (this rate includes both discounts), and at 6.24% APR is $30.53 for Used Auto (this rate includes both discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates.

**Rate And Term Dependent on Loan Amount.
Maximum Loan amount financed – NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max).

APR (as low as)*

5.99%

Maximum Years to Repay**

3 Years*

Minimum Amount Financed

$2,500

APR (as low as)*

6.24%

Maximum Years to Repay**

4 Years

Minimum Amount Financed

$8,500

APR (as low as)*

6.49%

Maximum Years to Repay**

5 Years

Minimum Amount Financed

$10,000

APR (as low as)*

6.74%

Maximum Years to Repay**

6 Years

Minimum Amount Financed

$15,000

APR (as low as)*

7.24%

Maximum Years to Repay**

7 Years

Minimum Amount Financed

$25,000

Used Auto Loans (Including Rate Discounts)

APR* (as low as)

Maximum Years to Repay**

Minimum Amount Financed

USED vehicles: Any vehicle that doesn’t match NEW vehicle requirements.

*APR = Annual Percentage Rate. This rate is effective per the effective date indicated above for Auto Loan Rates. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. You may also receive a 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP). 5.99% APR (6.99% APR without discounts) is the preferred rate for New Auto Loans and 6.24% APR (7.24% APR without discounts) is the preferred rate for Used Auto Loans. Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment for New Auto per $1,000 borrowed for 36 months at 5.99% APR is $30.42 (this rate includes both discounts), and at 6.24% APR is $30.53 for Used Auto (this rate includes both discounts). These payment examples are for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates.

**Rate And Term Dependent on Loan Amount.

Maximum Loan amount financed – NEW: up to 120% Manufacturer Suggested Retail Price (MSRP); USED: up to 120% Retail Kelly Blue Book (84 months max).

APR* (as low as)

6.24%

Maximum Years to Repay**

3 Years*

Minimum Amount Financed

$2,500

APR* (as low as)

6.49%

Maximum Years to Repay**

4 Years

Minimum Amount Financed

$8,500

APR* (as low as)

6.74%

Maximum Years to Repay**

5 Years

Minimum Amount Financed

$10,000

APR* (as low as)

7.24%

Maximum Years to Repay**

6 Years

Minimum Amount Financed

$15,000

APR* (as low as)

7.74%

Maximum Years to Repay**

7 Years

Minimum Amount Financed

$25,000

Start refinancing your auto loan today.

Get started online
Apply now
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Video Appointment

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Disclosures

1
90-Day No Payment offer is optional and applies to qualified borrowers on Auto Loans. Interest will accrue from the date of loan disbursal. Other terms and conditions may apply.