Personal Loan
No more waiting for your big break.
Fuel your creative ideas, fund your next adventure, or cover everyday expenses with an affordable loan— no collateral needed.
Enjoy up to 0.75% APR1 off your loan!
Complete the following two requirements to receive a discounted rate as low as 10.40% APR.2
Direct Deposit
Set up direct deposit of at least $1,000 a month into a Value Checking account.
Automatic Payments
Schedule automatic payments for your personal loan from a Value Checking account.
The benefits
Pay Off High Interest Debt
Use a Personal Loan to consolidate debt at a lower interest rate, freeing up more income to invest in your career.
Pay Your Union Dues
Secure the necessary funds to cover your guild or union dues and enjoy repayment terms at a more favorable interest rate compared to credit cards.
Fund Your Vacation
Make your vacation dreams a reality when you apply for a Personal Loan to pay for travel, accommodations, and more.
Apply for a Personal Loan today.
Disclosures
- 1
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If at any point during the life of your Loan you no longer meet the direct deposit or automatic loan payment requirements, we may terminate the APR discount, at our sole discretion, and increase your APR and payment to the original amount on your Loan Agreement accordingly. A grace period of up to 90 days will be provided to accommodate any gaps in employment and/or payroll changes.
- 2
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APR = Annual Percentage Rate. This rate is effective per the effective date indicated above for Personal Loan Rates. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits from a payroll provider of $1,000 or more per month into a Value Checking account and automatic loan payments made from the same account. 10.40% APR (11.15% APR without discounts) is the preferred rate for personal loans for amounts from $500 to $30,000 and up to a three (3) year term. Not all members will qualify for the preferred rate. Proof of income may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment per $1,000 for 36 months at 10.40% APR is $32.46 (this rate includes discounts). The payment example is for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates.