Debt Consolidation Loan
No more waiting for your big break.
Fuel your creative ideas, fund your next adventure, or cover everyday expenses with an affordable loan— no collateral needed.
Benefits of a Debt Consolidation Loan
Lower Your Interest Costs
Consolidate high‑interest debt into one loan with a competitive rate to help reduce the total interest you pay over time.
One Simple Monthly Payment
Combine multiple unsecured debts into a single payment, making it easier to stay organized and manage your budget.
View our Debt Consolidation Loan rates.
|
APR** (as low as) |
Maximum Term |
Loan Amount |
|---|---|---|
|
*If at any point during the life of your Loan you no longer meet the direct deposit or automatic loan payment requirements, we may terminate the APR discount, at our sole discretion, and increase your APR and payment to the original amount on your Loan Agreement accordingly. A grace period of up to 90 days will be provided to accommodate any gaps in employment and/or payroll changes. **APR=Annual Percentage Rate. Rates are variable and subject to change without notice. This rate is effective per the effective date indicated above for Personal Loan Rates. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account.1 10.40% APR (11.15% APR without discounts) is the preferred rate for personal loans for amounts from $500 to $30,000 and up to a three (3) year term. Not all members will qualify for the preferred rate. Proof of income may be required depending on the applicant’s credit rating and other underwriting factors. For example, the monthly payment per $1,000 for 36 months at 10.40% APR is $32.46 (this rate includes discounts). The payment example is for illustration purposes only. Your actual payment may vary. No additional discounts or promotions may be applied to these rates. |
||
|
APR** (as low as) 10.40% |
Maximum Term 3 Years |
Loan Amount $500 – $30,000 |
|
APR** (as low as) 10.90% |
Maximum Term 4 Years |
Loan Amount $5,000 – $30,000 |
|
APR** (as low as) 11.15% |
Maximum Term 5 Years |
Loan Amount $10,000 – $30,000 |
Apply for a Personal Loan today.
Disclosures
- 1
-
APR = Annual Percentage Rate. Promotional rate effective 3/17/2026. Lowest advertised APR is based on creditworthiness and underwriting and includes a 0.75% discount for direct deposit of $1,000 or more per month into a Checking account and automatic loan payments from the same account. The preferred APR for personal loans of $500– $30,000 with terms up to 60 months is 10.40% APR (11.15% APR without discounts). Not all members will qualify for the preferred rate. Income verification may be required. Example: Monthly payment per $1,000 for 36 months at 10.40% APR is $32.46. Actual payment may vary. No additional discounts or promotions may be applied to these rates. Membership eligibility required.