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Dane B., Digital Imaging Technician

Life Insurance

FOR YOU AND YOURS

Protect what matters most.

THE CONFIDENCE OF COVERAGE

Gain peace of mind with affordable life insurance coverage that protects the finances of the ones you love.

LIFE INSURANCE OPTIONS

Bill Pay

Term Life

Coverage that works within your budget.

Community

Whole Life

A lifetime of protection at a locked-in rate.

Bag with Heart

Guaranteed Acceptance Whole Life

The benefits of Whole Life without a medical exam.

INSURANCE CONSIDERATIONS

A life insurance policy can help protect those people who are most important to you in the event of your passing. Life insurance benefits include:

  • Help with day-to-day expenses, a mortgage, debt payments, and even future expenses, such as college costs for your kids.
  • A means to leave money to your favorite charity.
  • Building cash value that you can borrow against in the future (Whole Life policies). It is important to note that any outstanding loan balance is subtracted from the payment your beneficiary receives.

Term Life Insurance

  • Term Life Insurance provides affordable, high-coverage protection for a specified time known as a term.
  • It pays benefits to your beneficiaries if you pass away during the term.
  • Benefits and premiums could change over time depending on the policy.

Whole Life Insurance

  • Your coverage will last for your entire life.
  • Rates will remain the same throughout your lifetime.
  • Builds cash value over time, providing a future source of money prior to your death.
  • You can borrow money (which incurs interest) against the value; however, the unpaid loan amount will decrease the death benefit.

Guaranteed Acceptance Whole Life

  • Offers all the benefits of Whole Life with some limitation in the first two years.
  • Guarantees your acceptance regardless of your health with no health questions or medical exams.
  • Instant coverage with your first payment.

A good rule of thumb is between six to ten times the amount of your annual salary. A licensed agent can help you decide what makes the most sense for you and your situation.

GET A FREE NO-OBLIGATION QUOTE TODAY

 

Disclosures

Insurance services offered through Media Benefits Insurance Services CA Lic#0H99393, a DBA for Media Benefits Corp., which is a wholly-owned subsidiary of First Entertainment Credit Union.