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Preferred Cash Visa®

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Preferred Cash Visa® Credit Card

0% Intro APR

Enjoy 0% intro APR for 12 months on all purchases and balance transfers made within 90 days of account opening!1


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$100 Sign-Up Bonus

Get a $100 sign-up bonus2 when you open a new card and spend at least $1,000 within 90 days of account opening!

 Plus, earn unlimited 1.5% cash back3 on all purchases.

There's also no annual fee or foreign transaction fees.4


Accepted everywhere Visa is welcome, the Preferred Cash Visa Card provides an unmatched level of security with an EMV® Chip, along with the safety of touch-free transactions when you tap-to-pay wherever you see the Contactless Symbol.

Contactless Symbol

Current Preferred Cash Visa Card Rates

  • Preferred Cash Visa Credit Card Benefits4
    • 0% Intro APR – For 12 months on all purchases and balance transfers made within 90 days of account opening. The rate without the offer and following the introductory period is 15.49% - 23.15% Variable APR.1
    • $100 Sign-up Bonus – When you spend $1,000 within the first ninety (90) days of account opening.3
    • Earn Unlimited 1.5% Cash back2 on all Purchases.
    • No Annual Fee.
    • No Foreign Transaction Fees.
    • Cell Phone Protection – Protect your cell phone from damage and theft at no additional cost when you charge your full monthly cell phone bill to your card.
    • ID Navigator Powered by NortonLifeLock – Helps keep you abreast of threats that may affect your identity and provides you with tools to help keep you informed.
    • Porch Piracy Protection – Guards against the theft of eligible items of personal property purchased with your Preferred Cash Visa Card within the first ninety (90) days from the date of purchase.
    • Roadside Dispatch® – Emergency roadside assistance is available 24/7 whenever you need a tow – no membership required. Fees apply.
    • Travel and Emergency Assistance – Covered cardholders can call any time for Travel and Emergency Assistance from anywhere in the world.
    • Visa Fraud Alerts – You protect your Savings and Checking Accounts from unauthorized activity with Automatic Alerts, why not do the same with your First Entertainment Credit Card?
    • Visa's Zero LiabilityTM  – Provides protection against unauthorized transactions on your account.

      For complete details on card benefits and restrictions, view the Visa Consolidation Guide to Benefits.
  • It Pays You Back

    Earn 1.5% cash back on every dollar spent on all purchases made using your First Entertainment Preferred Cash Visa Card. Cash back is automatically credited to the credit card account each billing cycle as a statement credit so you never have to worry about expiring rewards.3

  • Transact Safely When You Tap to Pay

    From how we shop to the way we pay, we’ve all had to adjust the way we transact to minimize our interactions with everyone and everything. You can avoid touching surfaces at checkout when you tap to pay with your contactless Preferred Cash Visa Card. It’s a safe, secure, and easy way to pay for the things you need.

  • Welcome to Your Digital Wallet

    Your First Entertainment Visa Credit Card is compatible with the latest mobile payment apps including Google Pay™, Apple Pay™, and Samsung Pay™! Learn more on our Digital Wallet page.

  • Click to Pay with Visa
    Click to Pay with Visa allows you to skip the guest checkout, bypass form fields, and forget the hassle of remembering passwords. Simply click to pay using your First Entertainment Visa Credit Card to enjoy a smart, easy, and secure checkout experience wherever you see this icon.

    SRC Icon

    Enrollment is easy. Visit our Visa Click to Pay page to get started.

  • Digital Banking Tools and Controls

    Use our Digital Banking tools to view transactions and manage your card. Set travel notifications, block or unblock your card, set customized alerts, report and replace a lost or stolen card, conduct a balance transfer, and more!

  • Switching Your Card

    Want to switch your current card? We've made it easy! There is no need to re-apply. Simply send us your request using the Secure Message feature in Digital Banking or call us at 888.800.3328.

  • Adding an Authorized User
    Adding an authorized user to your credit card is simple. Start by logging into Digital Banking, click on the Card Manager widget, and request to add an authorized user. That’s it! You can also give us a call at 888-800-3328 and we’d be happy to help.

Some Important Information You Should Know

Visa Interest and Fee Information

Visa® Credit Card Agreement & Disclosure

Visa Consolidated Guide to Benefits

Preferred Cash Visa Rewards Program Rules, Terms, and Conditions

Apply for your First Entertainment Preferred Cash Visa Credit Card Today!

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1 APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from the date of account opening applies to purchases completed within ninety (90) days of account opening.  0.00% Introductory APR for (twelve) 12 months from the date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After that, your APR will be 15.49% to 23.15%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply. All loans subject to credit approval. Please refer to the Visa Interest & Fee Information sheet for complete details.

2 Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make Qualifying Purchases totaling one thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for bonus to post to your account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, Account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union Credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Preferred Cash Visa Rewards Program Rules, Terms, and Conditions. 

3 For each dollar of Qualifying Purchases charged to your Cash Back Rewards Account, you will be awarded a 1.5% ($0.015) cash reward. As long as your Cash Back Rewards Account remains open and in good standing, your accumulated cash rewards will not expire. Terms and conditions apply. For complete details, please refer to your Preferred Cash Visa Rewards Program Rules, Terms, and Conditions.  

4 Restrictions apply. Please consult your Visa Consolidated Guide to Benefits for full details.

EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere.

iOS is a trademark or registered trademark of Apple in the U.S. and other countries and is used under license. Google Play and the Google Pay logo are trademarks of Google LLC. ©2020 Samsung Pay is a trademark or registered trademark of Samsung Electronica Co., Ltd.

Contactless payments are available at participating merchants. Not all merchants participate. The Contactless Symbol is a trademark owned by and used with the permission of EMVCo, LLC.

Visa is a registered trademark of Visa International Service Association and used under license.

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