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Auto Loans

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New, Used, and Refinanced Auto Loans

For most people, a stressful part of buying a vehicle may be the loan process - but not for our members. We're friendly, we understand the craziness of your business and we go out of our way to make you feel comfortable. Even better, we offer low rates and a lot of flexibility.

Start Your Online Auto Application Here!

Get the vehicle you want (with the savings and ease you deserve). It's easy to do and only takes a couple of minutes.

Apply for Your Auto Loan

Dealer Financing - the Stuff Horror Movies are Made of

As a credit union member, you will enjoy these distinct advantages over that very unpleasant product called dealer financing:

  • Low, low rates!
  • A simple interest calculation with no prepayment penalties
  • Fast approval
  • Friendly, personal service from understanding people who've got your back

First Entertainment offers New, Used, and Refinance Auto Loans. Multi-year terms and 120% financing are available.

Apply in Minutes

We make the application process as fast and painless as possible. Here is everything you need to know about getting your next vehicle, all in one place:

  • Auto Loan Rates

    Effective Date: November 19, 2019

    Type Rates (APR) as low as* Maximum Amount Financed*** Minimum Amount Financed Maximum Years to Repay
    NEW 2.99%* up to 120% MSRP† $2,500 from 1-4 Years‡
      3.24% up to 120% MSRP† $10,000 5 Years
      3.49% up to 120% MSRP† $15,000 6 Years
      4.49% up to 120% MSRP† $30,000 7 Years
    USED** 2.99%* up to 120% RKBB† $2,500 from 1-4 Years‡
      3.24% up to 120% RKBB† $10,000 5 Years
      3.69% up to 120% RKBB† $15,000 6 Years
      4.74% up to 120% RKBB† $30,000 7 Years

    NEW vehicles are: Current year, or previous year models with less than 10,000 miles, financed as new autos.

    USED vehicles are: Non-new vehicles with Wholesale Kelly Blue Book value exceeding $2,500.

    * APR = Annual Percentage Rate: For example, based on an average rate of 2.99% APR for new vehicles up to 48 months, your monthly payment would be approximately $22.14 per $1,000 borrowed. Based on an average rate of 2.99% APR for used (maximum age 6 years old) vehicles for up to 48 months, your monthly payment would be approximately $22.14 per $1,000 borrowed. No additional discounts may be applied to these rates.

    † Maximum Loan amount – NEW: up to 120% Retail Kelly Blue Book; USED: up to 120% Retail Kelly Blue Book (72 months max).

    ** Used vehicles older than 6 years or with more than 100,000 miles – Please call the credit union for current details and rates.

    *** Sales Price includes purchase price, tax, GAP, license and service contract.


    Alternative rates, terms and conditions may apply depending on applicant’s credit qualifications. Rates and terms subject to change without notice. All loans subject to credit approval. No additional discounts may be applied to these rates.

Autoland & CUDL

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If You Don't Want to Deal with the Dealership, Autoland Can Do It for You

Autoland's experienced consultants have helped more than 200,000 credit union members find and finance the car of their dreams. Shouldn't you be next?

They make it easy for you to get the car you want, at the best possible price, without the stress of shopping on your own. Simply tell their Consultant the style and color car you're looking for (and don't forget the options) and they'll find you the best deal they can. No strings attached. No obligations. You have nothing to lose.

Click the button below or reach the Autoland Consultant at our Main Office on Forest Lawn Drive: 888-800-3328 x4436.

Visit Autoland to Get Started


We Can Help You Find Your Next Car, Truck, Van or SUV

We know people. Seriously. So, we've asked them to help us help you. We've put together some great information to help you in your search for that perfect ride - it's called CUDL/AutoSMART.

This service can help you get a real credit union auto loan, within minutes, right at the auto dealership of your choice ... even when First Entertainment is closed. No lie. “CUDL” stands for Credit Union Direct Lending®.

Visit the CUDL/AutoSMART Site

Researching a Vehicle - Real Tools You Can Use

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Fuel Economy

Learn about the unbiased fuel economy statistics on thousands of new and used vehicles.

Know the Facts

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Crash Test Ratings

Great information on the latest safety ratings for cars, trucks, vans and SUVs.

Get Started

Protecting Your Investment

Let's face it, vehicles aren't cheap - so why not protect them (and your pocketbook)! Luckily, it's not that hard:

A Note About Additional Collateral Protection Insurance

Visit if you've received a letter from us regarding additional Collateral Protection Insurance for your existing First Entertainment loan.