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New, Used, and Refinanced Auto Loans

For most people, a stressful part of buying a vehicle may be the loan process - but not for our members. We're friendly, we understand the craziness of your business and we go out of our way to make you feel comfortable. Even better, we offer low rates and a lot of flexibility.

OWN THE ROAD

WITH A 90-DAY NO PAYMENT AUTO LOAN

Apply for a First Entertainment Auto Loan from 6/3/2019-9/30/2019, and you won’t need to make a payment for the first 90 days!* Featuring low rates and a lot of flexibility, our auto loans let you choose the car you want and drive away feeling free.

Apply for your 90-Day No Payment Auto Loan here!

* 90-Day No Payment offer applies to qualified borrowers on auto loans $10,000 or greater. Applications must be received by September 30, 2019. 90-Day No Payment offer is optional. Interest accrues immediately during the deferred payment period. For current rates, visit firstent.org/rates or call 888-800-3328 for details. Amount financed may not exceed the MSRP or 120% of the high Kelley Blue Book / NADA value for new (120% for used vehicles up to 10 years old), including tax, license, GAP Insurance and Mechanical Breakdown Protection. Other terms and conditions may apply. All loans subject to credit approval. Offer valid for CA residents only. Existing First Entertainment Auto Loans may not be refinanced under the terms of this offer. Offer expires September 30, 2019.

Dealer Financing - the Stuff Horror Movies are Made of

As a credit union member, you will enjoy these distinct advantages over that very unpleasant product called dealer financing:

Low, low rates!
A simple interest calculation with no prepayment penalties
Fast approval
Friendly, personal service from understanding people who've got your back

First Entertainment offers New, Used, and Refinance Auto Loans. Multi-year terms and 120% financing are available.

Apply in Minutes

We make the application process as fast and painless as possible. Here is everything you need to know about getting your next vehicle, all in one place:

Credit Union Direct Lending (CUDL) - Get First Entertainment financing, right at the dealership.
Autoland - Know what vehicle you want? Let our auto-buying service do the shopping for you.
Researching a Vehicle - Plan ahead and get the best car (and deal) for you with the helpful links near the bottom of this page.
Protecting Your Investment - Auto Insurance, GAP Insurance, Mechanical Breakdown Protection ... we've got you covered.

Auto Loan Rates

Effective Date: September 15, 2019

Type	Rates (APR) as low as*	Maximum Amount Financed***	Minimum Amount Financed	Maximum Years to Repay
NEW	3.24%*	up to 120% MSRP†	$2,500	from 1-4 Years‡
	3.49%	up to 120% MSRP†	$10,000	5 Years
	3.74%	up to 120% MSRP†	$15,000	6 Years
	4.74%	up to 120% MSRP†	$30,000	7 Years
USED**	3.24%*	up to 120% RKBB†	$2,500	from 1-4 Years‡
	3.49%	up to 120% RKBB†	$10,000	5 Years
	3.94%	up to 120% RKBB†	$15,000	6 Years
	4.99%	up to 120% RKBB†	$30,000	7 Years

NEW vehicles are: Current year, or previous year models with less than 10,000 miles, financed as new autos.

USED vehicles are: Non-new vehicles with Wholesale Kelly Blue Book value exceeding $2,500.

* APR = Annual Percentage Rate: For example, based on an average rate of 3.24% APR for new vehicles up to 48 months, your monthly payment would be approximately $22.25 per $1,000 borrowed. Based on an average rate of 3.24% APR for used (maximum age 6 years old) vehicles for up to 48 months, your monthly payment would be approximately $22.25 per $1,000 borrowed. No additional discounts may be applied to these rates.

† Maximum Loan amount – NEW: up to 120% Retail Kelly Blue Book; USED: up to 120% Retail Kelly Blue Book (72 months max).

** Used vehicles older than 6 years or with more than 100,000 miles – Please call the credit union for current details and rates.

*** Sales Price includes purchase price, tax, GAP, license and service contract.

‡ RATE AND TERM DEPENDENT ON LOAN AMOUNT.

Alternative rates, terms and conditions may apply depending on applicant’s credit qualifications. Rates and terms subject to change without notice. All loans subject to credit approval. No additional discounts may be applied to these rates.

Autoland & CUDL

Researching a Vehicle - Real Tools You Can Use

Protecting Your Investment

Let's face it, vehicles aren't cheap - so why not protect them (and your pocketbook)! Luckily, it's not that hard:

Media Benefits Insurance Services has policies for whatever you drive - new, used, classic or commercial. Find out how much they can save you, get your FREE QUOTE/COVERAGE CHECK today!
Guaranteed Asset Protection (GAP) and Mechanical Breakdown Protection (MBP) keep you on the road, and if needed, get you back on it quicker after an accident.

A Note About Additional Collateral Protection Insurance

Visit imcovered.com if you've received a letter from us regarding additional Collateral Protection Insurance for your existing First Entertainment loan.