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Does it matter how long the CD term is?

Yes – and no. Currently, terms range from six (6) months to sixty (60) months, but the duration you select is up to you.3

Short-term CDs are great if you think you’re going to need access to the money in a few months’ time, while longer terms tend to have better interest rates which is great if you don’t anticipate needing the funds anytime soon.

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Michelle Lee
Financial Advisor
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