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Reduce Earthquake Devastation With Proper Insurance Coverage


How quickly an area can recover from an earthquake depends on how prevalent earthquake insurance is in the area.

Earthquakes are Likely

Unfortunately, the coverage is usually inadequate to reduce the scale of the devastation. For example, only 10 percent of the relatively affluent population in California carries earthquake insurance, according to the California Department of Insurance. And the majority of residents live within 30 miles of an active fault line. The bottom line is that people may need to be made aware of the extent of risk and underestimate the importance of insurance coverage.

Experts propose that California has been experiencing an “earthquake drought” over the past 25 years, and U.S. Geological Survey seismologists find this is unlikely to continue. According to the Uniform California Earthquake Rupture Forecast, there is a 99% chance of a magnitude 6.7 or greater earthquake striking California. Scientists say larger earthquakes are a matter of when not if. Earthquakes can happen at any given moment in California, and they have the potential to cause devastating damage to homes, property, finances, and businesses.

Earthquake Insurance Should be Considered a Necessity

Whether it’s residential or commercial property, the cost to repair shake damage can be financially devastating. A major earthquake can cause catastrophic damage to the structure and foundation of your home or business. Think about it – what if you have to use your hard-earned life savings to repair the damage?

Since basic homeowners and renters insurance policies don’t cover earthquake damage, you will be responsible for all of the costs of making repairs. It’s time to consider the benefits of purchasing an earthquake insurance policy. The policy will cover:

  • Repairs to your home/mobile home/condo unit/business.
  • Costs of living or working elsewhere while repairs are being done.
  • Replacement of the valuable contents of your home or business.

Get a Quote from First Entertainment Credit Union Today!

Contact one of our skilled agents* today for a free coverage check and quote. Our agents will find you the best rates for earthquake insurance and your other insurance needs, including homeowners and auto coverage.

  • Cynthia Padilla (Main Office/Hollywood) – 323-845-4489
  • Maria Valdez Okafor (Burbank Branch) – 323-845-4494

You can schedule an appointment, get an insurance checkup over the phone, or stop by to see our agents personally in either our Main Office on Forest Lawn Drive or our Burbank Branch on Olive Avenue. Our insurance agents can help give you peace of mind that your family, your home, and your business are protected.


Insurance services offered through Media Benefits Insurance Services CA Lic#0H99393, a DBA for Media Benefits Corp., which is a wholly-owned subsidiary of First Entertainment Credit Union. This content is for informational purposes only and not for the purpose of providing professional, financial, medical, or legal advice. You should contact your licensed professional to obtain advice with respect to any particular issue or problem.