Pet health insurance can help alleviate the costs associated with veterinary care so your pet can receive the treatments they need without compromising your financial well-being.
Pets are cherished family members and as veterinary care has become more advanced, having pet health insurance can significantly ease the financial strain of caring for your animal, especially if you’re managing on a tight budget. Pet insurance offers a way to mitigate unexpected costs that can come from health emergencies or routine checkups so your pet can receive the necessary medical attention they need without compromising your financial stability.
When considering pet insurance, keep the following in mind:
- Know What You’re Getting: Be sure the policy clearly states what is covered, including both routine care and emergencies. It helps to know how your costs might change over time or after filing a claim.
- Tailor Your Coverage: Every pet is unique and so are their needs. Consider the cost of extra options like dental care or travel coverage if those are important for the care of your pet.
- Pre-existing Conditions: Understand how your pet’s pre-existing conditions may define your coverage.
- Eligibility: Know what pets and breed are covered by insurance companies to make sure your pet receives coverage.
- Saving on Multiple Pets: If you have more than one pet, some insurers may offer discounts which can make it more affordable.
- Up Front Costs: Make sure you know about all possible fees, including co-pays and deductibles, so there are no surprises.
- Selecting Your Vet: Verify if the insurance you select gives you the option to choose or continue visiting your preferred vet.
- Payment and Reimbursement: Some insurance plans work on a reimbursement basis, meaning you pay upfront, and the company will pay you back. Find out how long this takes and talk to your vet about payment options if upfront costs are a worry.
Choosing the right pet insurance when you’re watching your budget is an important decision. A suitable plan not only makes handling unexpected vet bills more manageable but allows your pet to receive the necessary care they need without financial hardship for you. Explore pet insurance options that best fit you and your family’s needs by speaking to an insurance professional today.
Cynthia Padilla, Insurance Agent, MBIS (Hollywood Branch)
323.845.4489
cpadi@firstent.org
Maria Okafor, Insurance Agent, MBIS (Hollywood Branch)
323.845.4494
mokaf@firstent.org
Monique Garcia, Insurance Agent, MBIS (Culver City Branch)
323.845.4495
mgarc@firstent.org
Media Benefits Insurance Services
License#0H99393
6735 Forest Lawn Dr., Hollywood, CA 90068
insurance@firstent.org
www.firstent.org
Disclosures
- *
-
Insurance services offered through Media Benefits Insurance Services CA Lic#0H99393, a DBA for Media Benefits Corp., which is a wholly-owned subsidiary of First Entertainment Credit Union.
