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Saturday, February 21, 2026: Digital banking will undergo scheduled maintenance and will be inaccessible from 10:00 P.M. – 4:00 A.M. PST. We apologize for any inconvenience this may cause.

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Holiday Closure Notice: All First Entertainment Credit Union branch locations and our Member Experience Center will be closed February 16th in observance of Presidents’ Day. Digital banking services and surcharge-free ATMs will remain available 24/7.

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Saturday, February 7, 2026: Please note that our Member Experience Center and branches will have special hours and will be open from 9am – 1pm on Saturday, February 7th. We apologize for any inconvenience this may cause. Our digital banking and surcharge-free ATMs will remain accessible 24 hours a day, 7 days a week.

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Important Security Reminder: Your security is our top priority and phishing and spoofing schemes are on the rise. Please stay vigilant when someone calls you, scammers may disguise their phone number to appear… ... Read more

Hybrid 5/5 Mortgage

Your mortgage

your way.

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FLEXIBILITY FOR FLUCTUATING INCOME

The Hybrid 5/5 Mortgage combines the best of both worlds, starting with a fixed interest rate for the first five years to provide stability, and then unleashing the excitement of rate adjustments every five years based on market conditions.

UNLEASH THE POWER OF ADAPTABILITY

At First Entertainment, our Hybrid 5/5 Mortgages give you the ability enjoy low rates and

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Flexibility to fit your needs

With a Hybrid 5/5 Mortgage, an adjustable rate allows for potential adjustments every five years, giving you the flexibility to align your mortgage payments with your income fluctuations.

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Customized mortgage options

The Hybrid 5/5 mortgage can be customized to suit your unique needs and financial situation, providing you with a personalized homeownership experience.

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Expert guidance and support

Our dedicated team of mortgage experts can offer specialized guidance and assistance throughout the home buying process, ensuring that you find the best mortgage solution for your individual circumstances.

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YOU MIGHT ALSO BE INTERESTED IN…

Adjustable-Rate Mortgage

Experience the thrill of flexible mortgages with dynamic interest rates, offering exciting initial lower rates that keep you on your toes as they adapt and fluctuate over time based on market conditions.

Learn more about our Adjustable Rate Mortgage

Fixed-Rate Mortgage

The Hybrid 5/5 Mortgage combines the best of both worlds, starting with a fixed interest rate for the first five years to provide stability, and then unleashing the excitement of rate adjustments every five years based on market conditions.

Learn more about our Fixed Rate Mortgage

Meet the team

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Edward Chou

A-List, Warner Bros., Paramount, Culver City, Sony
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Real Estate Loan Consultant headshot

Vytas Keblys

Hollywood, Studio City, Santa Clarita
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Make an Appointment

For mortgage applications in process, please click here to login to your application portal.