Adjustable Rate Mortgage
and potentially save more.
Sometimes, it pays to ride the wave.
Our flexible mortgages have competitive interest rates that start low to give you a smooth start before they fluctuate over time based on market conditions.
Is an adjustable rate right for you?
While an Adjustable Rate Mortgage (ARM) may offer lower initial rates, it’s essential to keep in mind the possibility of rate adjustments and how they can affect your monthly payments.
ARMs are beneficial for individuals who are looking for:
- Lower interest rates
- Short-term homeownership
- Potential savings in a falling interest rate environment
- Flexibility for borrowers with fluctuating income
It’s important to note that ARMs come with the possibility of interest rate adjustments and increased payments in the future. Therefore, careful consideration of your financial situation and long-term plans is crucial when deciding if an ARM is the right choice for you. Contact us to discuss your options.
Value Checking
With monthly direct deposits of $1,000, enjoy these benefits.
- Up to $15 in monthly ATM surcharge-fee rebates
- No out-of-network ATM withdrawal fees
- 0.25% discount on ARM loans with autopay
Meet the team
Edward Chou
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