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Saturday, July 18, 2026: Digital banking will undergo scheduled maintenance and will be inaccessible from 10:00 P.M. – 4:00 A.M. PST. We apologize for any inconvenience this may cause.

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We’re updating our member support options. Learn more and view FAQs here.

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Holiday Closure: All First Entertainment branches and our Member Experience Center will be closed July 3-4 in observance of Independence Day. Digital banking and surcharge-free ATMs remain available 24/7.

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Friday, June 19, 2026: Please note that our Member Experience Center and branches will be closed. We apologize for any inconvenience this may cause. Our digital banking and surcharge-free ATMs will remain accessible 24 hours a day, 7 days a week.

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Zak L., Serviceman

Preferred Cash Visa Signature® Credit Card

More perks

more freedom.

Get paid back. Enjoy 0% APR¹.

Endless rewards you’ll love.

The Benefits

Dollar with Arrows

Earn 1.5% Cash Back

Cash back is credited to your account, so you never have to worry about expiring rewards.2

Shaking Hands

No Fees

Savor the card created to travel with you, featuring no annual fee and no foreign transaction fees, so you can move through every journey with greater freedom and confidence.

Mobile Banking

Cell Phone Protection

Protect your phone at no extra cost when you use your card for your mobile bill.

Hand with Credit Card

Dining & Experience Benefits

Enjoy access to exceptional dining and unforgettable experiences, from curated meals and live music to exclusive theme park perks, and more.3

Shield

Stay Safe Anywhere

Get elevated peace of mind with protection and seamless access to immediate assistance at home or while traveling, where support is within reach whenever you need it.

Discover what’s possible with a Preferred Cash Visa Signature® Credit Card.

  • Sofar Sounds Live Music Access: Experience music in a more intimate way with pre-sale access to exclusive shows and enjoy a complimentary ticket when you purchase one.
  • OpenTable Dining Experiences: Elevate every meal with access to curated dining experiences, special offers, and more.
  • Universal Destinations & Experiences: Enhance your visit with exclusive perks, from chef-selected dining experiences to special savings on select tickets.
  • Troon® Golf Benefits: Play some of the world’s most sought-after courses with access to 150+ premier golf destinations and preferred benefits.
  • Porch Piracy Protection: Enjoy added peace of mind, where eligible purchases are protected against theft for up to 90 days.
  • Roadside Dispatch®: Wherever the road takes you, help is within reach, access 24/7 emergency roadside assistance without the need for a membership.
  • Travel and Emergency Assistance: Travel confidently, knowing support is available whenever and wherever you need it around the world.
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Apply for a Preferred Cash Visa Signature® Credit Card today.

Get started online
Apply now
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Video Appointment

Get personalized financial guidance from the comfort of your home with our convenient video appointment option.

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Phone Appointment

Discuss your needs directly with our team through a phone appointment.

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In-Branch Appointment

Skip the wait and get personalized assistance with your financial priorities in person at our branch.

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Disclosures

1
APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from the date of account opening applies to purchases completed within ninety (90) days of account opening. 0.00% Introductory APR for (twelve) 12 months from the date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After that, your APR will be 14.24% – 21.90%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply. All loans subject to credit approval. Please refer to the Visa® Interest & Fee Information sheet for complete details.
2
For each dollar of Qualifying Purchases charged to your Cash Back Rewards Account, you will be awarded a 1.5% ($0.015) cash reward. As long as your Cash Back Rewards Account remains open and in good standing, your accumulated cash rewards will not expire. Terms and conditions apply. For complete details, please refer to your Preferred Cash Visa® Rewards Program Rules, Terms, and Conditions.
3
Restrictions apply. Please consult your Visa® Consolidated Guide to Benefits for full details.
EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. 
iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Google Play and the Google Pay logo are trademarks of Google LLC. ©2020 Samsung Pay is a trademark or registered trademark of Samsung Electronica Co., Ltd. 
The Contactless Symbol is a trademark owned by and used with the permission of EMVCo, LLC. Contactless payments available at participating merchants. Not all merchants participate.
Visa® is a registered trademark of Visa® International Service Association and is used under license.