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Secured Loan

Get access to money

while building your credit.

Build your credit without the risk.

Whether you’re a first-time borrower or you’re looking to build credit, our Secured Loan is a great option to get the cash you need by borrowing against your deposit balance.

It’s time to bet on you.

At First Entertainment, we know how hard it is to secure a loan with fluctuating income. That’s why we’ve designed an option to help you afford what you need, at no additional cost or debt to you.

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Accessible funding

Secured loans1 are typically more accessible to borrowers with a lower credit score or limited credit history. The collateral mitigates some lending risks, making it easier to obtain financing.

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Potential tax benefits

In certain situations, the interest paid on secured loans, such as mortgage or home equity loans, may be tax-deductible. Consult with a tax professional.

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Lower monthly payments

Secured loans often come with longer repayment terms that result in lower monthly payments, making it easier to manage your cash flow and budget.

Apply for a Secured Loan today.

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Schedule an appointment

What type of appointment would you like to book?

Video Appointment

Get personalized financial guidance from the comfort of your home with our convenient video appointment option.

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Phone Appointment

Discuss your needs directly with our team through a phone appointment.

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In-Branch Appointment

Skip the wait and get personalized assistance with your financial priorities in person at our branch.

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888.800.3328

Disclosures

1
All Loans are subject to credit approval, not all members will qualify. If loan request is for over $5,000 and the Account is less than six months old, the funds must be on deposit for a minimum of 90 days prior to the loan.