Visa® Platinum Secured Credit Card
responsibly.
Improve your financial wellness.
Ready to build your credit with confidence? Apply for a Visa Platinum® Secured Credit Card that’s easier to qualify for and backed by a refundable deposit.
One Card. Clear Benefits.
Visa® Platinum Secured Card
- A lower rate
Get More From Your Secured Card
Introductory APR
0% APR for 12 months on purchases and transfers within 90 days of opening.1
Flexible Access
Transfer balances for a 3% fee2 and access cash advances3 for $5 or 3%, whichever is greater.
Built-In Protection
Includes Lost Luggage Reimbursement, Purchase Security, Roadside Dispatch, and Travel & Emergency Assistance Services.
FAQs
You can apply for a First Entertainment Visa® credit card online through the credit card application page.
Both members and prospective members can complete the online application in just a few minutes. If you prefer assistance, you can also chat with a representative or schedule an appointment with a First Entertainment team member.
You can activate your First Entertainment credit card through digital banking or by phone.
Log into your digital banking account, navigate to the “Card Management” section, and select “Manage Your Cards.” Choose the card you want to activate and follow the prompts.
You can also activate your card by calling the activation phone number provided with your credit card.
You can pay your credit card bill through First Entertainment’s digital banking platform.
Log into your account, select the credit card you want to pay, and choose the payment option. You can make payments from a First Entertainment checking or savings account or from an external bank account.
Members can also set up automatic payments to ensure their credit card bill is paid on time each month.
You can request a balance transfer through First Entertainment’s digital banking platform.
Log into digital banking, navigate to the “Card Management” section, and select the credit card you want to transfer a balance to. From there, follow the balance transfer prompts and enter the required account details.
Members can also contact First Entertainment directly for assistance with balance transfers.
Our current rates can be found on our public website here: https://www.firstent.org/files/disclosure_visa_schumer_box.pdf.
Your First Entertainment credit card payment is due on the 4th day of each month.
To avoid interest charges on purchases, members should pay the full statement balance by the monthly due date. Setting up automatic payments can help ensure payments are made on time.
Not finding what you’re looking for? See all FAQs.
Disclosures
- 1
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APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from date of account opening when purchases are completed within ninety (90) days of account opening. 0.00% Introductory APR for (twelve) 12 months from date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After the introductory rate period ends, your APR for purchases and balance transfers will be 12.74% – 20.40% for Visa Platinum, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply. All loans subject to credit approval. For complete details, please refer to the Visa® Interest and Fee Information disclosure.
- 2
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I understand that I can request a Balance Transfer transaction, which allows me to pay a portion or the entire balance of another credit card account I maintain with another institution by advancing funds from this Account. Any request I make for a Balance Transfer is subject to your approval, based on my Credit Limit, my creditworthiness, and my good standing as a member. If you approve my requested Balance Transfer transaction, a 3% Balance Transfer Fee will apply to the transaction, and a Balance Transfer ANNUAL PERCENTAGE RATE, as discussed above, will apply to my Balance Transfer balance.
- 3
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Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $5.00, whichever is greater.
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Only authorized charges for the purchases of goods or services made with your Cash Back Rewards Account, less any credits for purchase reversals or other refunds (“Qualifying Purchases”) will earn cash back rewards. For each dollar of Qualifying Purchases (charged to your Cash Back Rewards Account, you will be awarded a 1.5% ($0.015) cash reward. Your cash reward will automatically be redeemed as a credit to your Account at the end of each statement cycle. Cash Back Rewards Account interest rates are also disclosed on the First Entertainment Credit Union Visa® Application and Solicitation Disclosure. As long as your Cash Back Rewards Account remains open and in good standing, your accumulated cash rewards will not expire.
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I understand that I can request a Balance Transfer transaction, which allows me to pay a portion or the entire balance of another credit card account I maintain with another institution, by advancing funds from this Account. Any request I make for a Balance Transfer is subject to your approval, based on my Credit Limit, my creditworthiness, and my good standing as a member. If you approve my requested Balance Transfer transaction, a 3% Balance Transfer Fee will apply to the transaction, and a Balance Transfer ANNUAL PERCENTAGE RATE, as discussed above, will apply to my Balance Transfer balance.
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For full cardholder benefits and limitations, consult your Visa Consolidated Guide to Benefits or view our disclosures.
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Visa® is a registered trademark of Visa® International Service Association and is used under license.