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Disclosures

1

Eligibility requirements apply, and all must be met within 90 calendar days of account opening to qualify for the maximum of the Creator Package’s $350 bonus. Offer available to new members joining First Entertainment Credit Union between January 1, 2026, and December 31, 2026. A new member is defined as having no previous relationship with First Entertainment Credit Union. Limited to a maximum $350 total bonus per member. Accounts must be open for at least 90 days, active, and in good standing to receive bonus payout(s) (not in default, closed, inactive, or otherwise “not in good standing”). Bonus(es) will be distributed within 30 days after the 90-day qualification period once verification of all program requirements have been met. Taxes on bonus(es) are the sole responsibility of the member and may be reported to the IRS. First Entertainment Credit Union employees and business accounts are not eligible for this offer. Credit Union membership is established by opening a First500 Savings Account and is subject to approval. The minimum deposit required to open a First500 Savings Account is $1.00 (the purchase of one share at par value of $1.00), which must be maintained for the membership to remain in an active status and “in good standing”. One First500 Savings Account per Social Security Number. For current rates and APY on the First500 Savings Account, please see our Rate and Fee Schedule. For complete details, please refer to the Member Account Agreement and Disclosure (MAAD). Fees may apply; see our current Schedule of Fees for details. Offer subject to change.

New members must open a First Entertainment Credit Union Value Checking or Advantage Checking with a qualifying deposit of at least $1,000.00 or more monthly to receive the $350 bonus. Member must set up and maintain a recurring, qualifying deposit to a First Entertainment Credit Union Value Checking or Advantage Checking with at least $1,000 per month. A qualifying deposit is defined as a Direct Deposit, electronic transfer (such as Zelle, Venmo, or ACH transfers) of at least $1,000.00 or more. The checking account must remain open for a minimum of 90 days to qualify for the $350 bonus. The $350 bonus will be deposited into your First500 Savings Account within 30 days after the 90-day requirement is met (which is within 120 days of the membership opening date). Offer not valid for business checking accounts. For terms and conditions applicable to the Value Checking and Advantage Checking, see the Member Account Agreement and Disclosure (MAAD). Fees may apply; see our current Schedule of Fees for details. Offer subject to change.

2

ATM fee rebates will be deposited into your Value Checking account at the end of each month based upon the amount of non-First Entertainment ATM surcharge-fees charged to the account. The maximum total ATM fee rebate is $15 per account, per month, regardless of the number of joint owners or debit cards issued.

3

Early access to your direct deposit of funds is not guaranteed and is dependent on the timing of receipt by the payer. We generally make direct deposits available up to 3 days earlier than the payment date specified in the direct deposit file. Early availability is not guaranteed and may vary from deposit to deposit.

4

Zelle^® and Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. To be eligible for Zelle^®, you must be a member for at least 90 days. To send or receive money with Zelle^®, both parties must have an eligible checking or savings account. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.