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Holiday Closure Notice: All First Entertainment Credit Union branch locations and our Member Experience Center will be closed February 16th in observance of Presidents’ Day. Digital banking services and surcharge-free ATMs will remain available 24/7.

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Saturday, February 7, 2026: Please note that our Member Experience Center and branches will have special hours and will be open from 9am – 1pm on Saturday, February 7th. We apologize for any inconvenience this may cause. Our digital banking and surcharge-free ATMs will remain accessible 24 hours a day, 7 days a week.

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Saturday, January 24, 2026: Digital banking will undergo scheduled maintenance and will be inaccessible from 11:00 P.M. – 3:00 A.M. PST. We apologize for any inconvenience this may cause.

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Important Security Reminder: Your security is our top priority and phishing and spoofing schemes are on the rise. Please stay vigilant when someone calls you, scammers may disguise their phone number to appear… ... Read more

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How much can I borrow on the Home Equity Products?

Home Equity Line of Credit

Minimum Loan amount is 5% of the first mortgage loan balance or $25K (whichever is greater) and not to exceed $500,000.00.

  • Maximum loan amount for loans exceeding 80% CLTV is $250,000.00

Fixed Home Equity Loan

Minimum Loan amount is 5% of the first mortgage loan balance or $45K (whichever is greater) and not to exceed $500,000.00.

  •  Maximum loan amount for loans exceeding 80% CLTV is $250,000.00

Purchase Money-Fixed Home Equity Loan

Minimum Loan amount is 5% of the purchase price, and maximum loan amount of $250,000.00.

Please reach out to Real Estate Lending at rereferral@firstent.org for additional information or 323.845.4411 or  888.800.3328 (Option 3).