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Saturday, February 21, 2026: Digital banking will undergo scheduled maintenance and will be inaccessible from 10:00 P.M. – 4:00 A.M. PST. We apologize for any inconvenience this may cause.

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Holiday Closure Notice: All First Entertainment Credit Union branch locations and our Member Experience Center will be closed February 16th in observance of Presidents’ Day. Digital banking services and surcharge-free ATMs will remain available 24/7.

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Saturday, February 7, 2026: Please note that our Member Experience Center and branches will have special hours and will be open from 9am – 1pm on Saturday, February 7th. We apologize for any inconvenience this may cause. Our digital banking and surcharge-free ATMs will remain accessible 24 hours a day, 7 days a week.

Fraud Alert
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Important Security Reminder: Your security is our top priority and phishing and spoofing schemes are on the rise. Please stay vigilant when someone calls you, scammers may disguise their phone number to appear… ... Read more

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How is my credit score used to determine my credit worthiness for a mortgage?

​Credit Score plays an important role in determining credit worthiness as it is an indication of a borrower’s willingness to repay. The criteria we review includes but is not limited to: payment history, utilization of available credit, credit inquires, and length of credit history. There is minimum FICO score requirements and those vary depending on transaction type.

Please reach out to Real Estate Lending for additional information at 888.800.3328 (Option 3), Monday through Friday, 8:30 a.m. to 5:30 p.m.