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Saturday, May 30, 2026: Please note that our Member Experience Center and branches will be closed. We apologize for any inconvenience this may cause. Our digital banking and surcharge-free ATMs will remain accessible 24 hours a day, 7 days a week.

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Holiday Closure Notice: All First Entertainment Credit Union branch locations and our Member Experience Center will be closed May 25th in observance of Memorial Day. Digital banking services and surcharge-free ATMs will remain available 24/7.

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Saturday, April 18, 2026: Digital banking will undergo scheduled maintenance and will be inaccessible from 10:00 P.M. – 4:00 A.M. PST. We apologize for any inconvenience this may cause.

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How does this Term Certificate compare to a High-Yield Savings Account?

While both options are insured and offer relatively safe returns, a term certificate provides a fixed APY, whereas the APY on a High-Yield Savings Account may fluctuate with market conditions. However, savings accounts offer greater liquidity, while term certificates require committing funds for the full term.