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Does Zelle report how much money I receive to the IRS?

These FAQs are for informational purposes and only relate to the Zelle® Network. Zelle® does not provide tax advice. If you have any tax questions about your individual situation, please consult a tax or legal professional.

Does Zelle® report how much money I receive to the IRS?

Zelle® does not report transactions made on the Zelle® Network to the IRS. The law requiring certain payment networks to provide forms 1099K for information reporting does not apply to the Zelle® Network.

Does Zelle® tax me on money that I receive?

Zelle® is a payment platform. Zelle® does not impose taxes on transactions made on its network. If payments you receive on the Zelle® Network are taxable, it is your responsibility to report them to the IRS. If you have any questions about your tax obligations, please consult with a tax professional.

Will Zelle send me a 1099K form?

Zelle® does not issue 1099K forms for payments made on the Zelle® Network.

Does Zelle® report any payments I receive over $600 to the IRS?

Zelle® does not report any transactions made on the Zelle® Network to the IRS, even if the total is more than $600. The law requiring certain payment networks to provide forms 1099K for information reporting does not apply to the Zelle® Network. If payments you receive on the Zelle® Network are taxable, it is your responsibility to report them to the IRS. If you have any questions about your tax obligations, please consult with a tax professional.

I have a small business account. Will Zelle® report how much money I receive to the IRS?

First Entertainment does not currently support Zelle® on business accounts. Zelle® does not report transaction activity to the IRS.