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Checking Accounts

We Have the Right Checking for You

A checking account at First Entertainment offers all the benefits of big bank checking, including many cost-saving, convenient features. Plus, every First Entertainment Checking Account offers you the security of the EMV® Chip-Secured Visa® Debit Card. Each time you use your EMV Chip-Secured Debit Card at enabled terminals, the embedded chip generates a unique transaction code, offering an unprecedented level of security that prevents stolen data from being fraudulently used.

A variety of checking accounts are available depending upon your individual needs:

  • Value Checking

    When the basics will do, First Entertainment's Value Checking features no monthly service fee with eStatements,* and no minimum balance requirement. However, it does not earn dividends.

  • Advantage Checking

    A chance for your Checking Account to make you some money. Earns dividends on balances of any amount, posted monthly and clearly itemized on your monthly account statement. Your monthly service fee is waived if a minimum balance is maintained.**

  • Teen Checking

    Designed for members ages 13-17 to help teach them the importance of good financial management. There’s no monthly service charge or minimum balance requirement. For our members 16-17, a Chip-Secured Debit Card is also available for easy account access. Must have a parent or legal guardian as joint tenant.

Convenient Features of Our Checking Accounts

  • Overdraft Protection Option
  • Carbonless Checks††
  • Free eStatements
  • Conduct account transactions using desktop Digital Banking, 1st Call, or your mobile device, anytime, anywhere
  • Not Sure Which Checking Account is Right For You? Compare!

     

    Value Checking

    Advantage Checking

    Teen Checking

    Earns Dividends

    -

    0.10% APY1

    -

    Monthly Account Fee

    $02

    $03

    $0

    No Minimum Opening Deposit

    No Monthly Balance Requirement

    3

    Free EMV Chip-Secured Visa Debit Card

    4

    Free Digital Banking with Bill Pay

    Free Mobile Banking with Mobile Deposit

    Free Access to Out-of-Network ATMs

    -

    5

    -

    Free Access to Over 30,000 Co-Op ATMs

    Overdraft Protection Option

    -

    Insured by The NCUSIF

    1APY=Annual Percentage Yield.

    2$6 Fee waived if enrolled in Estatements.

    3$8 Fee waived if daily checking balance is $1,000 or aggregate of $4,000.

    4Must be 16 years of age, issued in minor's name only.

    5Up to 6 Out-of-Network ATM withdrawals.

 

Open a New Checking Account Today!

Not a member? Check your eligibility and apply here.

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Already a member? Open your new checking account via Digital Banking

Open Checking

  • How to Locate Checking Account Information

    If you're looking to establish Direct Deposit, Automatic Loan Payments or Transfers, or just want to reorder checks, it is important to provide the correct account information.

    No checks? No problem. You can get the information from Digital Banking.

    1. Login to your account
    2. Select Checking Account from your Account Dashboard screen
    3. Click the Details tab
    4. Write down all 14-digits listed on the ELECTRONIC ACCOUNT NUMBER line
  • Running low on checks and need to reorder?
    1. The first nine (9) digits (at the bottom, starting from left) are the Credit Union's Routing Number.
    2. The second set of 14-digits beginning with "1" is your Account Number. You must provide the individual/company the entire number, including the correct number of zeros.
    3. The last group of digits is the Check Number which is not part of the Account Number.

 


* Value Checking Account. To avoid a monthly service fee, the account must be signed up for eStatements only. For fee information, please refer to our current Schedule of Account Fees and Charges. No dividends are paid on this account.

** Advantage Checking. The annual Percentage Yield (APY) is 0.10%. APY is based on the assumption that dividends remain on deposit for the entire dividend period. A minimum daily checking account balance of $1,000 or a combined minimum daily balance of $4,000 among all credit union accounts is required to avoid a monthly service fee. For fee information, please refer to our current Schedule of Account Fees and Charges.

† Teen Checking Account. For minors between 13-17 years of age. Joint Tenants must qualify for an Advantage or Value Checking Account in their own right. If the Joint Tenant has a First Entertainment Checking Account, it must be maintained in good standing. Teen Checking Accounts have a minimum opening deposit of $1.00, do not earn dividends, and have no minimum balance requirement.

†† If you order carbonless checks, you can even automatically write a non-negotiable duplicate of every check you issue. You'll have an accurate, permanent record of all your transactions. To help offset our "no-per-check charges" feature, original checks are not returned with your monthly statement, but you are able to both view and print your canceled checks online via Digital Banking or your Firstent Mobile App.