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September 19, 2026: Digital banking will undergo scheduled maintenance and will be inaccessible from 10:00 P.M. – 4:00 A.M. PST. We apologize for any inconvenience this may cause.

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Holiday Closure: All First Entertainment branches and our Member Experience Center will be closed September 7, 2026, in observance of Labor Day. Digital banking and surcharge-free ATMs remain available 24/7.

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Special Hours: Please note that our Member Experience Center and branches will be opening at 11:30am on Thursday, August 20th. Digital banking and surcharge-free ATMs remain available 24/7.

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We’re updating our member support options. Learn more and view FAQs here.

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How much can I borrow on the Home Equity Products?

Home Equity Line of Credit

Minimum Loan amount is 5% of the first mortgage loan balance or $25K (whichever is greater) and not to exceed $500,000.00.

  • Maximum loan amount for loans exceeding 80% CLTV is $250,000.00

Fixed Home Equity Loan

Minimum Loan amount is 5% of the first mortgage loan balance or $45K (whichever is greater) and not to exceed $500,000.00.

  •  Maximum loan amount for loans exceeding 80% CLTV is $250,000.00

Purchase Money-Fixed Home Equity Loan

Minimum Loan amount is 5% of the purchase price, and maximum loan amount of $250,000.00.

Please reach out to Real Estate Lending at rereferral@firstent.org for additional information or 323.845.4411 or  888.800.3328 (Option 3).