Mortgage Refinance
Unlock your home’s potential.
Supercharge your mortgage.
Lights, camera, refinance! Take control of your financial future by optimizing your mortgage terms, potentially lowering your interest rate, and unlocking exclusive benefits tailored to your unique needs.
Step into financial empowerment.
With our support, you can refinance your mortgage and create a stronger foundation for success in both your personal and professional endeavors.
Save on Interest
Potentially reduce your monthly mortgage payments and free up more funds for creative and professional pursuits by refinancing to capitalize on lower interest rates.
Tap into Equity
You can tap into your home’s equity, giving you access to funds that can fuel your creative work, finance career advancements, or invest in your passion projects.
Consolidate Debt
Consolidate high-interest debts into a single, more manageable monthly payment, so you can focus on your craft without the burden of multiple financial obligations.
Personalized Solutions
Refinancing with First Entertainment means accessing tailored solutions designed to meet the unique needs of creators of entertainment, with exclusive benefits, industry-specific programs, and a supportive team.
Estimate your monthly mortgage savings.
Enter information about your current mortgage loan and what you’d like to borrow, and we’ll estimate how much you could save refinancing with us.
Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ.
Get today’s best rates.
|
Term |
Rate |
APR* |
|---|---|---|
|
All loans are contingent on approval, rates, terms, conditions, and are subject to change at any time and without notice. Your rate is not final until you have received a Locked Commitment (30, 45, or 60) day commitments available). APR* examples above are based on an owner-occupied, detached single family residence, Purchase or Limited Cash Out refinance, loan amount of $450,000 at a maximum 60% Loan to Value (LTV), minimum Credit Score of 720 and 30-day lock commitment. Disclosed APR* includes 15 days of estimated prepaid interest. Final rate will depend on factors including market conditions, specific characteristics of the loan transaction, and Private Mortgage Insurance for loans over 80% LTV. For 30-Year loans less than $275,000, 20-year less than $176,000, and 15-year less than $201,000, please contact your Loan Officer for the discounted interest rates and APRs. For purchases, the minimum down payment is 3.0% of purchase price; for refinances, maximum LTV is 97%. Limited Cash Out is receiving cash back in an amount that is not more than the lesser of 2% of the new refinance loan amount or $2,000. *APR = Annual Percentage Rate.The APR is a shopping tool that denotes the true cost of credit expressed as a yearly rate. It considers the interest rate as well as other charges, such as points, prepaid interest and certain closing fees. One point is 1% of the mortgage amount (for example, $1,000 on a $100,000 loan) and adjusts the interest rate on your note. **For Adjustable‑Rate Mortgages (ARM) only: APR = Annual Percentage Rate. Rates are variable and subject to change without notice. |
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|
Term 30 YEAR FIXED |
Rate 6.000% |
APR* 6.054% |
|
Term 30 YEAR FIXED JUMBO |
Rate 6.000% |
APR* 6.035% |
|
Term 15 YEAR FIXED |
Rate 5.500% |
APR* 5.586% |
|
Term 10/1 ARM |
Rate 6.000% |
APR* 6.097% |
|
Term 7/1 ARM |
Rate 5.875% |
APR* 6.051% |
|
Term 5/5 ARM |
Rate 5.750% |
APR* 5.955% |
|
Term 5/1 ARM |
Rate 5.625% |
APR* 5.983% |
|
Term 3/3 ARM |
Rate 5.500% |
APR* 5.833% |
Meet the team
Edward Chou
For mortgage applications in process, please click here to login to your application portal.