Lifestyle Loan Rates

Effective Date: July 26, 2017

  • RV's, Travel Trailers & Boats - (New)
    APR 6.90%
    Minimum Amount Financed 100% **
    Loan Amount $15,000+
    Maximum Years to Repay 5 to 7 years

    APR 7.40%
    Minimum Amount Financed 100% **
    Loan Amount $50,000-100,000
    Maximum Years to Repay 10 years
  • RV's, Travel Trailers & Boats - (Used)
    APR 7.90%
    Minimum Amount Financed 90% **
    Loan Amount $50,000-100,000
    Maximum Years to Repay 10 years

    APR 8.40%
    Minimum Amount Financed 90% **
    Loan Amount $25,000+
    Maximum Years to Repay 7 years

    APR 8.90%
    Minimum Amount Financed 90% **
    Loan Amount $50,000-100,000
    Maximum Years to Repay 10 years
  • Motorcycle (Up to 80% or 90% financing)
    APR @ 80% 4.75% 5.00% 5.25% 5.50%
    Minimum Amount Financed New: Up to 90% of purchase price including tax and license, not to exceed 100% of Retail Kelly Blue Book. Used: Up to 90% of purchase price including tax and license, or up to 90% of Wholesale Blue Book, whichever is lower. Max. age 10 years.
    Loan Amount -
    Maximum Years to Repay Up to 6 years

    APR @ 90% 5.00% 5.25% 5.50% 5.75%
    Minimum Amount Financed New: Up to 90% of purchase price including tax and license, not to exceed 100% of Retail Kelly Blue Book. Used: Up to 90% of purchase price including tax and license, or up to 90% of Wholesale Blue Book, whichever is lower. Max. age 10 years.
    Loan Amount -
    Maximum Years to Repay Up to 6 years
  • Off Road Vehicles (new only)
    APR 12.90%
    Minimum Amount Financed 80%
    Loan Amount -
    Maximum Years to Repay 3 years
Type APR Minimum Amount Financed Loan Amount Maximum Years to Repay

RV’s, Travel Trailers & Boats – (New) 

6.90%

100% **

$15,000+

5 to 7 years  

7.40%

100% **

$50,000-100,000

10 years 

RV’s, Travel Trailers & Boats – (Used) 1

7.90%

90% **

$50,000-100,000

10 years 

8.40%

90% **

$25,000+

7 years 

8.90%

90% **

$50,000-100,000

10 years 

Motorcycle
(Up to 80% or 90% financing) 

@ 80%
4.75%
5.00%
5.25%
5.50%

New: Up to 90% of purchase price including tax and license, not to exceed 100% of Retail Kelly Blue Book.

Used: Up to 90% of purchase price including tax and license, or up to 90% of Wholesale Blue Book, whichever is lower. Max. age 10 years.

Up to 6 years 

@ 90%
5.00%
5.25%
5.50%
5.75%

New: Up to 90% of purchase price including tax and license, not to exceed 100% of Retail Kelly Blue Book.

Used: Up to 90% of purchase price including tax and license, or up to 90% of Wholesale Blue Book, whichever is lower. Max. age 10 years.

Up to 6 years 

Off Road Vehicles (new only) 

12.90%

80%

3 years

1 USED RV’s, Travel Trailers & Boats are: Older than 6-yrs and/or with more than 100,000 miles – please call the Credit Union for current rates and details.

Annual Percentage Rate:
For example, based on an average rate of 6.90% for new RV’s, Travel Trailers and Boats up to 72 months, your monthly payment would be approximately $17.00 per $1,000 borrowed. Based on an average rate of 7.90% APR for used RV’s, Travel Trailers and Boats (maximum age 6 years old) for up to 60 months, your monthly payment would be approximately $20.23 per $1,000 borrowed. For example, based on an average rate of 4.75% for new or used motorcycles up to 72 months (80% financing), your monthly payment would be approximately $15.99 per $1,000 borrowed. For example, based on an average rate of 5.00% for new or used motorcycles up to 72 months (90% financing), your monthly payment would be approximately $16.10 per $1,000 borrowed. For example, based on an average rate of 12.90% for new Off Road Vehicles up to 36 months, your monthly payment would be approximately $33.65 per $1,000 borrowed. No additional discounts may be applied to these rates.

** Maximum amount financed is the percentage of purchase price, appraised value, or Wholesale bluebook where applicable, and whichever is less. Financing also includes tax, license and service contract (for RV’s).

Term dependent upon loan amount.

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