Automobile Loan Rates

Effective Date: May 29, 2017

  • NEW
    Rates (APR) as low as 1.69% *
    Maximum Amount Financed up to 120% MSRP
    Minimum Amount Financed $2,500
    Maximum Years to Repay from 1-4 years

    Rates (APR) as low as 1.95%
    Maximum Amount Financed up to 120% MSRP
    Minimum Amount Financed $10,000
    Maximum Years to Repay 5 years

    Rates (APR) as low as 2.49%
    Maximum Amount Financed up to 120% MSRP
    Minimum Amount Financed $15,000
    Maximum Years to Repay 6 years

    Rates (APR) as low as 3.49%
    Maximum Amount Financed up to 120% MSRP
    Minimum Amount Financed $30,000
    Maximum Years to Repay 7 years
  • USED
    Rates (APR) as low as 1.69% *
    Maximum Amount Financed up to 120% RKBB
    Minimum Amount Financed $2,500
    Maximum Years to Repay from 1-4 years

    Rates (APR) as low as 1.95%
    Maximum Amount Financed up to 120% RKBB
    Minimum Amount Financed $10,000
    Maximum Years to Repay 5 years

    Rates (APR) as low as 2.69%
    Maximum Amount Financed up to 120% RKBB
    Minimum Amount Financed $15,000
    Maximum Years to Repay 6 years

    Rates (APR) as low as 3.74%
    Maximum Amount Financed up to 120% RKBB
    Minimum Amount Financed $30,000
    Maximum Years to Repay 7 years
Rates (APR) as low as * Maximum Amount Financed *** Minimum Amount Financed Maximum Years to Repay

NEW 

1.69% *

up to 120% MSRP 

$2,500

from 1-4 years 

1.95%

up to 120% MSRP 

$10,000

5 years

2.49%

up to 120% MSRP 

$15,000

6 years

3.49%

up to 120% MSRP 

$30,000

7 years

USED **

1.69% *

up to 120% RKBB 

$2,500

from 1-4 years 

1.95%

up to 120% RKBB 

$10,000

5 years

2.69%

up to 120% RKBB 

$15,000

6 years

3.74%

up to 120% RKBB 

$30,000

7 years

NEW vehicles are: Current year, or previous year models with less than 10,000 miles, financed as new autos.

USED vehicles are: Non-new vehicles with Wholesale Kelly Blue Book value exceeding $2,500.

* APR = Annual Percentage Rate: For example, based on an average rate of 1.69% for new vehicles up to 48 months, your monthly payment would be approximately $21.57 per $1,000 borrowed. Based on an average rate of 1.69% APR for used (maximum age 6 years old) vehicles for up to 48 months, your monthly payment would be approximately $21.57 per $1,000 borrowed. No additional discounts may be applied to these rates.

Maximum Loan amount – NEW: up to 120% Retail Kelly Blue Book; USED: up to 120% Retail Kelly Blue Book (72 months max).

** Used vehicles older than 6 years or with more than 100,000 miles – Please call the credit union for current details and rates.

*** Sales Price includes purchase price, tax, GAP, license and service contract.

RATE AND TERM DEPENDENT ON LOAN AMOUNT.

Alternative rates, terms and conditions may apply depending on applicant’s credit qualifications. Rates and terms subject to change without notice. All loans subject to credit approval. No additional discounts may be applied to these rates.

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