Term Savings Certificates
Certificates are available in terms from six months to five years. Rates change weekly, but are fixed for the term of the certificate when the account is opened. A minimum deposit of $1,000 is required (glad you asked!) Dividends are paid monthly and at maturity. Penalties for early withdrawal apply.
3 Ways to Open Your Term Savings Certificate
- Instant Open – To transfer money and open your account instantly, first log-on to CU.online and under the "Accounts" tab choose "Open Additional Sub-Accounts." Then select "Certificate" from the drop-down menu. Finish off the page by clicking "Next." Not a CU.online user? Not a problem. Call us at 888.800.3328 to get enabled.
- E-Mail – You can submit a super-easy E-Mail Application that will be processed within 24-48 hours.
- Print Now/Submit Later – If you prefer you can always print out a PDF Application, fill it out, and return it to us at your convenience.
APY = Annual Percentage Yield. Source: Financial institution website and/or phone survey 09/04/2015. Rates subject to change without notice. Certificates require $1,000 minimum balance to open and are subject to early withdrawal fees and penalties. Some rates from other institutions may have additional minimum balance and qualifying requirements. Please check with your financial institution for current rates. First Entertainment deposits insured up to $250,000 by the NCUA. Other institutions are insured up to $250,000 by the FDIC. Bank of America, Wells Fargo and Chase are registered trademarks.