Auto Refinance Promotion

Get up to $500!1
Cash in on this limited-time offer.

Drive Away With Up To $500 When You Refinance Your Auto Loan!1

When you refinance your auto loan from another financial institution, you’ll not only save money on interest with a lower rate, but you’ll also get up to $500 cashback1. All you need to do is set up direct deposit and auto-pay from a Value Checking Account, and you’ll be eligible to get back 1% of the loan amount, up to $500. Apply today, as this limited-time offer ends on June 30th!

When applying, be sure to use the “Apply Now” buttons on this page, or inform a First Entertainment Team Member of this offer to be eligible for the cashback incentive.

Enjoy these great auto refinance benefits.

  • Lower your monthly payment
  • No payment for 90 days2
  • Easy application process
  • Rate as low as 6.49% APR3 (includes three discounts)
Apply Now
auto refi body image

Estimate Your Monthly Savings.

Enter information about your current auto loan and what you’d like to borrow, and we’ll estimate how much you could save refinancing with us.

Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ.


This offer of a 1.00% rebate on your auto loan amount, up to a maximum of $500, is available on new auto refinances only. Minimum auto refinance loan amount must be $10,000. For example, the cash rebate for a $25,000 auto loan at 1.00% is $250. This rebate example is for illustration purposes only and your actual rebate amount may vary. Offer not valid on refinances of existing First Entertainment auto loans. Offer is valid on auto loan applications received from April 25, 2024, to June 30, 2024. Loan must fund by July 19, 2024, to qualify. The cash rebate will be deposited into your First500 Savings account within 90 days of loan funding. If the loan pays off within one year (12 months) of funding, the rebate amount will be deducted from your First500 Savings account. First Entertainment membership, existing auto loan, and accounts must be in good standing to receive the rebate. Offer cannot be combined with any other auto program, promotion, SEG, or new member offer. Taxes due on cash back are the sole responsibility of the account holder. First Entertainment and its representatives do not provide tax or legal advice. For such advice, please consult with a qualified professional. Some restrictions may apply. Offer subject to change without notice. You must maintain at least $1,000 in monthly direct deposits into your Value Checking account and set up auto payments from that account to be eligible for this rebate offer. Advantage, Youth and Business Checking accounts do not qualify.
90-day no payment offer is optional and applies to qualified borrowers on Auto Loans. Interest will accrue from the date of loan disbursal. Other terms and conditions may apply.
APR = Annual Percentage Rate. This rate is effective as of 4/25/2024. Lowest advertised rate is based on creditworthiness and underwriting factors and includes a 0.25% discount for Automatic Loan Payments made from a First Entertainment Checking Account; a 0.25% Green Auto discount is offered on US EPA Certified SmartWay vehicles, please visit the following website to see if your vehicle qualifies:; a 0.25% discount for a current Auto Insurance policy with Media Benefits Insurance Services (MBIS); or a 0.25% discount for loan-to-value of <=80% (excluding warranty & GAP). The maximum discounts a member may receive on any given auto loan is three (3). 6.49% APR (7.24% APR without discounts) is the preferred rate for Used Auto Loans and Auto Refinances. The rate is subject to increase upon cancelation or cessation of the discount program. Proof of income and/or down payment may be required depending on the applicant’s credit rating and other underwriting factors. The monthly payment for Used Autos per $1,000 borrowed for 36 months at 6.49% APR is $30.64 (this rate includes three discounts). This payment examples are for illustration purposes only. Your actual payment may vary.