First Entertainment Credit Union
Rates

 

First Entertainment Credit Union Personal Loan Rates
Effective:
APR*
(as low as)
MAXIMUM FINANCED LOAN AMOUNT MAXIMUM TERM
VISA - Platinum**
9.75% to 16.90%
$20,000
$500-$20,000 --
VISA - Savings Secured†
16.90%
$2,000
$500-$2,000 --
Student Computer Loan††
9.90%
$2,500
$500-$2,500 3 Years
Unsecured:
Signature, Personal & Consolidation
8.90%
$25,000
$500-$25,000 3 Years
9.90%
$25,000
$5,000-$25,000 4 Years
 
10.90%
$25,000
$10,000-$25,000 5 Years
*Annual Percentage Rate
**APR shown is for Purchases = (Prime + 6.50%) to (Prime + 15.65%).                                      Cash Advance APR = 21.90% (Prime + 18.65%)                                                                  Balance Transfer APR = Same as Purchase APR                                                            Penalty APR = 17.75% to 24.90% (Purchase APR + 6.00%).
†Savings hold is placed equal to credit limit amount 25 day grace period on purchases,
- No Annual Fee.
- Minimum monthly payment is 3% of statement balance
††Maximum loan $2,500. Minimum monthly payment $40. Applicant must have current Student ID to qualify for this program. Proof of income is required. Applicants 18 years or older may require a co-signer. Applicants 16 -18 and that have no credit history will require a co-signer.
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