Disclosures
Disclosures
Please click on the links below to familiarize yourself with our disclosure information.
Important Privacy Choices For Consumers (SB-1 Opt-Out Form)
Member Account Agreement & Disclosure - includes the following:
- Truth in Savings Disclosure
- Funds Availability Policy
- Overdraft Services Policy
- Electronic Services Agreement & Disclosure
- Member Conduct Policy
Account Agreement & Disclosure Regulation D Addendum
(eff. 10/1/2020)
Member Account Agreement & Disclosure Addendum (eff. 7/1/2020)
Member Account Schedule of Fees
Business Account Agreement & Disclosure
Business Account Agreement & Disclosure Addendum (eff. 7/1/2020)
Term Savings Certificates Disclosure
Disclosure Agreement for PIN-less Debit Transactions
Visa® Interest and Fee Information
Visa Credit Card Agreement & Disclosure
Visa Consolidated Guide to Benefits
Spotlight™ Visa Signature® Guide to Benefits
Spotlight™ Visa Signature® Rewards Program Rules, Terms, and Conditions
Visa Platinum Rewards Program Agreement
Preferred Cash Visa Rewards Program Rules, Terms, and Conditions
Business Visa Interest and Fee Information
Business Visa Credit Card Agreement & Disclosure
Business Visa Consolidated Guide to Benefits
Preferred Cash Business Visa Rewards Terms & Conditions
Debit Card SMS Fraud Alerts Agreement PDF
The forms above are in PDF form, so you’ll need Adobe’s® Acrobat or Acrobat Reader.