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Need a Break?

Let's be honest, everyone's budgeting runs a little tight once in a while. That's why First Entertainment offers Skip-A-Pay, an provides qualifying members a method to skip a regular monthly loan payment for a $25 fee*. Here are the Skip-A-Pay specifics:

Closed-End Loans

Auto, Lifestyle and Unsecured Loans - allowed two (2) maximum skips during the life of the loan.
Other Vehicle Loans - allowed one (1) skip per year
(Please Note: NO real estate loans are eligible for this service)

Open-End Loans

Personal Lines of Credit (PLOCs) and Visa Credit Cards - allowed one (1) maximum skip during a 12-month period.

By taking advantage of Skip-A-Pay, the skipped payment will be repositioned to the end of your loan.

To Use Skip-A-Pay, Log-in to Digital Banking and Proceed in One of Two Ways:

(either method achieves the same result!):

  1. You Can

    Go to the "Account Summary" page and scroll down to the "Loans & Credit Cards" section. Then, click the "Skip-A-Pay" link directly under the loan you select. (Please note that this link only appears on loans eligible for Skip–A–Pay.)

  2. Or, You Can

    Go to the "Account Summary" page and select the "Account Services" tab. Then go to the "Loan Services" section and click the "Skip–A–Pay (Skip a Loan Payment)" link.

If you have more questions about using Skip-A-Pay or Digital Banking, call us at 888.800.3328 and we'll help you get started.

* A minimum of six (6) consecutive, timely loan payments must be made prior to the first allowable Skip-A-Pay. If approved, and once fee is collected, the payment due date is advanced one month. The regular monthly payment amount remains the same. The next scheduled payment will include interest for two (2) months, the interest due for the month skipped plus the currently monthly accrued interest.