Personal Visa® Credit Cards
Convenience, Simplicity, and Worldwide Security
Having choices is good. But with the countless options available nowadays, choosing the right credit card can sometimes be tricky and overwhelming. Luckily, First Entertainment Credit Union makes it easy.
Our Visa® Credit Cards offer a wealth of benefits and features to reward your spending. Whether you savor savings and simplicity or prefer purchasing power and perks, we have a card to fit your lifestyle and budget.
Choose the Card That Suits You Best
Preferred Cash Visa Card
0% Intro APR,
$100 Sign-Up Bonus,
1.5% Unlimited Cash Back,
No Annual Fee.
- Not Sure Which Card is Right For You? Compare!
Benefits & Features
Visa Platinum
Preferred Cash Visa
Rewards
None
1.5% Cash Back on Purchases1
Introductory Offer
0% APR for 12 months on purchases and balances transfers made within 90 days of account opening2
0% APR for 12 months on purchases and balances transfers made within 90 days of account opening2
$100 Sign-Up Bonus when you spend $1,000 or more within the first 90 days of account opening3
Purchase APR4
9.24% - 16.90%
10.74% - 18.40%
Penalty APR
None
None
Annual Fee
None
None
Foreign Transaction Fee
None
None
Balance Transfer Fee5
3%
3%
Cash Advance Fee6
$5 or 3%, whichever is greater
$5 or 3%, whichever is greater
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Benefits Included7
ID Navigator Powered by NortonLifeLock
Lost Luggage Reimbursement
Purchase Security
Roadside Dispatch
Travel Accident & Baggage Delay Insurance
Travel & Emergency Assistance ServicesCell Phone Protection
ID Navigator Powered by NortonLifeLock
Porch Piracy Protection
Roadside Dispatch
Travel & Emergency Assistance Services
Some Important Information You Should Know
Visa Interest and Fee Information
Visa® Credit Card Agreement & Disclosure
Visa Consolidated Guide to Benefits
Preferred Cash Visa Rewards Program Rules, Terms, and Conditions
1 For each dollar of Qualifying Purchases charged to your Cash Back Rewards Account. you will be awarded a 1.5% ($0.015) cash reward. As long as your Cash Back Rewards Account remains open and in good standing your accumulated cash rewards will not expire Terms and conditions apply. Please refer to the Preferred Cash Visa Rewards Program Rules, Terms, and Conditions
2APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from date of account opening when purchases are completed within ninety (90) days of account opening. 0.00% Introductory APR for (twelve) 12 months from date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After the introductory rate period ends, your APR for purchases and balance transfers will be 9.24% to 16.90% for Visa Platinum and 10.74% to 18.40% for Preferred Cash Visa, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply. All loans subject to credit approval. For complete details, please refer to the Visa Interest and Fee Information disclosure.
I understand that I can request a Balance Transfer transaction, which allows me to pay a portion or the entire balance of another credit card account I maintain with another institution, by advancing funds from this Account. Any request I make for a Balance Transfer is subject to your approval, based on my Credit Limit, my creditworthiness, and my good standing as a member. If you approve my requested Balance Transfer transaction, a 3% Balance Transfer Fee will apply to the transaction, and a Balance Transfer ANNUAL PERCENTAGE RATE, as discussed above, will apply to my Balance Transfer balance.
3 Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make purchases totaling one thousand dollars ($1,000) or more during the first ninety (90) days from account opening. Restrictions apply. For complete details, please refer to Preferred Cash Visa Rewards Program Rules, Terms, and Conditions or contact the Credit Union during normal business hours at 888.800.3328.
4 Pricing is variable. Information regarding fees and charges can be found in the Visa Interest and Fee Information.
5 I understand that I can request a Balance Transfer transaction, which allows me to pay a portion or the entire balance of another credit card account I maintain with another institution by advancing funds from this Account. Any request I make for a Balance Transfer is subject to your approval, based on my Credit Limit, my creditworthiness, and my good standing as a member. If you approve my requested Balance Transfer transaction, a 3% Balance Transfer Fee will apply to the transaction, and a Balance Transfer ANNUAL PERCENTAGE RATE, as discussed above, will apply to my Balance Transfer balance.
6 Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $5.00, whichever is greater.
7 For full cardholder benefits and limitations, consult your Visa Consolidated Guide to Benefits or visit firstent.org/disclosures