Personal Visa® Credit Cards
Convenience, Simplicity, and Worldwide Security
Having choices is good. But with the countless options available nowadays, choosing the right credit card can sometimes be tricky and overwhelming.
Luckily, First Entertainment Credit Union makes it easy.
Our Visa® Credit Cards offer a wealth of benefits and features to reward your spending. Whether you savor savings and simplicity or prefer purchasing power and perks, we have a card to fit your lifestyle and budget.
Choose the Card That Suits You Best
Visa Platinum Card
Low Rate, No Frills, No Annual Fee, Great for Balance Transfers.
- Not Sure Which Card is Right For You? Compare!
Benefits & Features
Visa Platinum
Preferred Cash Visa
Rewards
None
1.5% Cash Back on Purchases1
Introductory Offer
0% APR on purchases and balances transfers for 12 months2
$100 Sign-Up Bonus w/$1,000 spent within the first 90 days of account opening3
Purchase APR4
9.24% - 16.90%
10.74% - 18.40%
Penalty APR
None
None
Annual Fee
None
None
Foreign Transaction Fee
None
None
Balance Transfer Fee5
3%
3%
Cash Advance Fee6
$5 or 3%, whichever is greater
$5 or 3%, whichever is greater
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Benefits Included7
ID Navigator Powered by NortonLifeLock
Lost Luggage Reimbursement
Purchase Security
Roadside Dispatch
Travel Accident & Baggage Delay Insurance
Travel & Emergency Assistance ServicesCell Phone Protection
ID Navigator Powered by NortonLifeLock
Porch Piracy Protection
Roadside Dispatch
Travel & Emergency Assistance Services
Some Important Information You Should Know
Visa Interest and Fee Information
Visa® Credit Card Agreement & Disclosure
Visa Consolidated Guide to Benefits
Preferred Cash Visa Rewards Program Rules, Terms, and Conditions
1 For each dollar of Qualifying Purchases charged to your Cash Back Rewards Account, you will be awarded a 1.5% ($0.015) cash reward. Cash Back Rewards Account interest rates are also disclosed on the First Entertainment Credit Union Visa Credit Card Interest and Fee Information. As long as your Cash Back Rewards Account remains open and in good standing your accumulated cash rewards will not expire.
2 APR = Annual Percentage Rate. The Program has an introductory APR offer available to new accounts only. 0.00% Introductory APR for twelve (12) months from date of account opening when completed within ninety (90) days of account opening. After that, your APR will be 9.24% to 16.90%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
0% APR introductory offer for twelve (12) months applies to purchases when posted within ninety (90) days of account opening and to balance transfers for 12 months from the date of each transfer when posted within ninety (90) days of account opening. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply.
Please see Visa Interest and Fee Information for complete terms and conditions.
3 The Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make purchases totaling one-thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for the bonus to post to your Account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, Account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account.
4 Pricing is variable. Information regarding fees and charges can be found in the Visa Interest and Fee Information.
5 I understand that I can request a Balance Transfer transaction, which allows me to pay a portion or the entire balance of another credit card account I maintain with another institution by advancing funds from this Account. Any request I make for a Balance Transfer is subject to your approval, based on my Credit Limit, my creditworthiness, and my good standing as a member. If you approve my requested Balance Transfer transaction, a 3% Balance Transfer Fee will apply to the transaction, and a Balance Transfer ANNUAL PERCENTAGE RATE, as discussed above, will apply to my Balance Transfer balance.
6 Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $5.00, whichever is greater.
7 For full cardholder benefits and limitations, consult your Visa Consolidated Guide to Benefits or visit firstent.org/disclosures