a spaceman, robot, and vampire contemplate home improvements using a home equity line of credit

2.99% Introductory APR* on HELOCs

No matter who you are, a Home Equity Line of Credit (aka. HELOC) from First Entertainment can help you turn your current home into the home of your dreams. But a HELOC isn't just about upgrading your living space; home improvements may raise the value of your home. You've already built up the amount of equity you hold in your home, now put it to work!

Now's the time, because if you apply between April 1st, 2018 and August 31st, 2018, we're making the deal even sweeter by offering an 2.99% introductory APR for your first 6 months! After the introductory period, you'll still benefit from our fantastic HELOC rates.

A HELOC With Character from First Entertainment Credit Union is just one more way that your membership works for you! You get a low rate on a great loan that can help you do so many things – and we make it easy to apply too!

Your HELOC with a 2.99% introductory APR* is Waiting!

Apply online right now, talk to us at any branch location, or call us at 888-800-3328.

Apply For Your HELOC Today!

It doesn't matter if your home is on another planet, is full of robots, or is as haunted as a house can be. Any home can benefit from upgrades. And a Home Equity Line of Credit from First Entertainment can get you the money you need to turn the upgrades you've been dreaming about into a reality -- even if your needs are a little less out-of-this-world.

Need ideas? We'd like to introduce you to a handful of characters who could definitely benefit from a First Entertainment HELOC.

Meet Some Real Characters

an astronaut who is BBQing looks to the skies and wishes for home improvements

Takashi Perez

Earth Ambassador to Planet Ceres V

Goal:
A BBQ pit to impress the new neighbors

When you're the new guy in town, there's no better way to make an impression than a huge block party, but Takashi's old charcoal grille isn't going to cut it with his new "neighbors." But the native inhabitants of Ceres V will flip their antennae when he installs a new BBQ pit.

a robot contemplates home improvements

iR3n3 5400x

Environmental Conservation Analyst

Goal:
Install solar charging stations

Grinding data for solutions to prevent your human friends from destroying their own eco-system can really put a strain on your internal battery core. iR3N3 5400x and her whole family would benefit from a sun-powered charging dock that doubles as a tanning bed.

a vampire contemplates his wardrobe and wishes for home improvements

Count Tristan

Grand Prince of Vaudemoria

Goal:
Second walk-in closet for business attire

It's easy to mix up the suit you wear for Board Meetings with your cape and doublet. With a Home Equity Line of Credit, Count Tristan can install a second closet to separate his spooky attire from his business casual.

More Great Features!

  • Financing up to $250,000
  • Variable rate - monthly adjustable
  • Low $50 annual fee (waived for the first year)
  • Easy check access
  • Interest-only payments for the first 10 years
  • No up-front costs for loans up to $250,000**

If you have questions, or would like additional information on your existing First Trust Deed Mortgage with First Entertainment, please call 877-498-9409.

Apply today for your Home Equity Line of Credit, or see our Mortgage Web Center for any of our other mortgage lending products and services.

*APR = Annual Percentage Rate. Loans subject to credit approval. Home Equity Line of Credit (HELOC) APR is effective as of April 1, 2018, but is subject to change. Offer available for new applications submitted on or before August 31st, 2018 and only for owner-occupied single family primary residence properties located in the State of California. Offer is for loans up to $250,000, and in second lien position. Six month introductory APR period begins from date of loan closing. The 2.99% Introductory APR is fixed during the Introductory Period for all credit advances taken during such period. HELOCs have a 10-year draw period, and a 15-year repayment period. After the Introductory Period ends, the APR is variable and is based upon an index and a margin, as described below. The variable APR will apply to the outstanding balance as of the end of the Introductory Period or any subsequent advances. The APR as of 03/23/2018 is 5.25% (variable) and is based on a HELOC with a $50,000 credit limit in second lien position, with a combined loan-to-value (CLTV) ratio of up to 60% on an owner-occupied, single family primary residence, and a borrower with excellent credit. The index used is The Wall Street Journal Prime Rate (4.75% on 03/23/2018) plus a margin. Maximum APR is 18.0%; minimum APR is 4.00%. Margin, rate and payment amount may vary based on property value, loan amount, creditworthiness and other factors. Your actual rate and payment amount may be higher than advertised rate and payment amounts. Property insurance is required; flood insurance may be required depending on the location of the collateral. Offer ends 09/30/18.

Primary borrower must be on title of collateral. A $50 annual fee applies to all HELOCs but is waived for the first year. HELOCs closed within 36 months of open date are subject to a $300 Plan Cancellation Fee. Please consult your tax advisor regarding interest deductibility. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms and conditions are subject to change without notice. Properties not eligible: Apartment Conversions, Cooperatives, Manufactured Homes, Mobile Homes, Time-share Units, Lots or Homes Undergoing Construction, Commercial, Investment and Rental Properties, or other Unique Properties.

** No up-front costs (no points, appraisal fees, or closing costs) for loans up to $250,000, in second lien position on single family owner occupied primary residence. All real estate loans are for California properties only. All applications subject to credit approval and verification of application information. All home loan programs, rates, terms and conditions are subject to change without notice.