Consumer Loans

Show Me the Money

First Entertainment offers loans for nearly every personal borrowing need, with a helpful variety of terms and repayment options. We’re here to help!

  • Personal Loans

    These are unsecured loans with scheduled fixed payments. With available lines up to $25,000 and excellent rates, we can get you the money you need to make stuff happen, and fast.

    • Consolidate your bills at a lower rate.
    • Take a vacation.
    • Use it for whatever – it’s personal.

    First Entertainment Personal Loans feature fixed payments and a fixed payment schedule. Apply Today!

    View Current Rates

    Apply Today or call us at 888-800-3328, we’ll help you secure your Personal Loan and explain the process for accessing available funds. You can also apply at any Branch Location near you!

    It’s easy to apply. For a fast loan decision, apply in any branch, or Apply Online.

    Find a Branch Location near you.

    *All Loans are subject to credit approval, not all members will qualify.

  • Secured Loans

    Perfect for establishing credit. These competitive loans enable you to borrow varying percentages of your pledged savings – at substantially lower interest rates.*

    You can Apply Now!

    View Current Rates

    Call us at 888-800-3328, we’ll help you get your new Secured Loan and explain the terms and repayment options.*

    *All Loans are subject to credit approval, not all members will qualify. If loan request is for over $5,000 and the Account is less than six months old, the funds must be on deposit for a minimum of 90 days prior to the loan.

  • Lifestyle Loans

    First Entertainment’s Lifestyle Loans get you money for things like boats, RVs, WaveRunners,®  Jet Skis,® dirt bikes and 3 & 4 wheel off-road vehicles that have titles issued by the. DMV. Bring us your lifestyle loan challenge and we’ll help you find a way to make it real.

    View Current Rates

    Apply Today or call us at 888-800-3328, we’ll help you secure your new Lifestyle Loan and explain the terms and repayment options.* You can also apply at any Branch Location near you!

    It’s easy to apply. For a fast loan decision, apply in any branch, or Apply Online.

    A Note About Additional Collateral Protection Insurance

    If you've received a letter from the credit union regarding additional Collateral Protection Insurance for your existing First Entertainment loan, please click here.

    WaveRunner® is a registered trademark of Yamaha Motor Corporation, USA

    *All Loans are subject to credit approval, not all members will qualify.

  • Stretch Loans

    Have you come up short between paychecks and needed a little extra cash? Don't worry, it happens to all of us once in a while. Our Stretch Loan is a simple, fast, and low-cost alternative to payday loans.* Consider it a safety net when confronted with unexpected expenses – and without getting stuck in a never-ending cycle of debt from excessive finance charges.

    Stretch Loans are Easy to Get Too

    See any teller at your local branch and tell them you need a Stretch Loan for either $200 or $400.* They’ll process your verbal request right there. And if approved, you’ll walk out with cash in hand. That's all there is to it.

    *All Loans are subject to credit approval, not all members will qualify.

    **All Stretch Loans are subject to credit approval, not all members will qualify. Only Primary members may request a Stretch Loan; Joint members are not eligible. Loan terms are 35-days for amounts of $200 and $400 and have application fees of $15 and $22 respectively. The 35-day Annual Percentage Rate (APR) for a $378 loan with a $22 application fee would be 60.70%. The 35-day APR for a $186 loan with a $15 application fee would be 84.56%. A payment reminder will be e-mailed to the member seven (7) days prior to the loan due date. If not paid by due date, a $15 Late Fee will be assessed. A Late Notice will be sent via e-mail four (4) days after the due date. Failure to pay the loan will result in loss of services. Funds are advanced immediately, thus requiring an immediate signature on the Note and Disclosure Statement. Members may only have one (1) Stretch Loan at a time and are limited to four (4) consecutive Stretch Loans within a 6-month period. When this occurs, member may be eligible for the Next Step Loan. Call us at (888) 800-3328 for additional information.

    Military Lending Act Disclosures: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums, fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).

Our Members Deserve All the Credit They Can Get

We make credit affordable, convenient and helpful. No matter what your borrowing need, we have a program that can help, with various terms and repayment options that allow you to tailor your loan to your particular situation. And like everything else we do for our members, there are no hidden fees or charges, ever.

Convenient, helpful options:

  • Payroll Deduction.
  • Automatic Repayment Option.
  • Money available the moment your loan is funded.
  • Debt Protection Plan.
  • And more!

We hope you find all the information you need. If not, just call us at 888-800-3328, we’ll help you find the loan, the term and the repayment options that suit you best.*

It’s Easy to Apply!

For a fast loan decision, apply at any branch, or Apply Online.

Apply Online Now


* All Loans are subject to credit approval, not all members will qualify.

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