Balance Transfer

Why Pay More?

If you pay less, you have more. It's simple really. Transfer your balances from your other high-rate credit cards to your First Entertainment Credit Card and you'll be paying less interest.

And you're not limited to just one transfer - you can transfer over any number of balances up to your credit limit. Want to transfer more than your available limit? Just call 888.800.3328 (option 3) to request a credit line increase.

Start Transferring Balances Today

Step 1

Log in to Digital Banking

Step 2

Under the "Card Management" section, click on the "Manage Your Cards" option

Step 3

Select your First Entertainment Credit Card and click the Balance Transfer option

Step 4

Enter your information in the required fields (you will need your account number and a payment mailing address for the account you wish to transfer a balance from)

Got Questions? We've got answers!

If you experience any difficulties check out our Digital Banking FAQs page, send us a Secure Message, or give us a call at 888.800.3328, option 3 during normal business hours. Assistance is also available after business hours at 866.820.3867.

If calling to transfer, be sure to have both the name and address of the company from which you're transferring, as well as the account number and total balance you wish to move. For more information regarding Balance Transfers, please see our Balance Transfer FAQs. Note: A 3% balance transfer fee applies. 

¹ APR = Annual Percentage Rate. 0.00% Introductory APR for twelve (12) months from the date of account opening applies to purchases completed within ninety (90) days of account opening. 0.00% Introductory APR for (twelve) 12 months from the date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After that, your APR will revert to our current rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Additional fees and charges may apply. All loans are subject to credit approval. Please refer to the Visa Interest & Fee Information sheet for complete details.

Payments to existing First Entertainment Credit Union loans are not eligible. You should not use the balance transfer to transfer the amount of any disputed purchase or charge, as you may lose your rights to dispute that purchase or charge. You must continue to make your required monthly payments to the issuer/merchant (your existing creditor/card issuer) until you receive a statement from the issuer/merchant (your existing creditor/card issuer) reflecting the balance transfer payment.

First Entertainment will not be responsible for any finance charges or late fees you incur on your other account(s) as result of the balance transfer request. First Entertainment will not close your other accounts, even if you transfer the entire balance - please contact other creditors directly. Balance transfer requests may not exceed your available credit at the time we process your request. Your accounts at First Entertainment must be in good standing at the time the balance transfer is processed. Please refer to First Entertainment Credit Union Visa Platinum Card Agreement and Federal Truth-In-Lending Disclosure Statement for additional information. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement and will begin to accrue finance charges from the date of the transaction. If you have not activated your credit card, please call 888.800.3328, Option 3 to do so prior to completing a balance transfer.