First Entertainment Credit Union
Loans

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Consumer Loans

First Entertainment offers loans for nearly every personal borrowing need, with a helpful variety of terms and repayment options. That’s a very corporate way of saying: “You’re a member and you need money from time-to-time to live the life you want. We’re ready to help.”

Right here in the Consumer Loan section you’ll find information on the following products:

We hope you find all the information you need. If not, just call us at (888) 800-3328, we’ll help you find the loan, the term and the repayment options that suit you best.

Find a Consumer Loan Application here. Or see our Apply Now section for applications for all our products and services.

Secured Loans

Secured Loans enable you to use your savings or other investments as collateral, so you can borrow at lower interest rates with no requirement for credit approval. Choose your account to be Savings-Secured or Certificate-Secured.

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Call us at (888) 800-3328, we’ll help you get your new Secured Loan and explain the terms and repayment options.

Lifestyle Loans

Standard Loans are, like, so 90’s. These are the 10’s man! (Wow, that sounds weird.) So that means that loans have to change to keep up with your active lifestyle. We’ve been doing that for years… with First Entertainment’s Lifestyle Loans. We’ll loan you money for boats, RVs, WaveRunners®, dune buggy’s, parasails, even rock climbing equipment. Really. Bring us your craziest lifestyle loan challenge and we’ll help you find a way to make it real.

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Find a Consumer Loan Application here. Or see our Apply Now section for applications for all our products and services.

Or call us at (888) 800-3328, we’ll help you secure your new Lifestyle Loan and explain the terms and repayment options.

WaveRunner® is a registered trademark of Yamaha Motor Corporation, USA

A Note About Additional Collateral Protection Insurance

Follow this link if you've received a letter from us regarding additional Collateral Protection Insurance for your existing First Entertainment loan.

Stretch Loans

First Entertainment now offers an alternative to Payday Lenders. Have you come up short between paychecks and needed a little extra cash? Don't worry, it happens to all of us once in a while. Our Stretch Loan is a simple, fast, and low-cost alternative to payday loans. Consider it a safety net you can use when confronted with unexpected expenses – and without getting stuck in a never-ending cycle of debt from excessive finance charges. Or worrying about running into Vito at SkyBar.

  Stretch Loans are Easy to Get Too!

See any teller at your local branch and tell them you need a Stretch Loan for either $200 or $400.* They’ll process your verbal request right there! And if approved, you walk out with cash in hand. That's all there is to it.

Personal Loans

We don’t want to get personal, we just want to help you secure a First Entertainment Personal Loan at a very competitive rate! It’s the way to get the money you need, when and how you need it.

  • Consolidate your bills at a lower rate
  • Take a vacation
  • Wash your dog!
  • Use it for whatever – it’s personal…

First Entertainment Personal Loans feature fixed payments and a fixed payment schedule. Apply today!

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Find a Consumer Loan Application here. Or see our Apply Now section for applications for all our products and services.

Or call us at (888) 800-3328, we’ll help you secure your Personal Loan and explain the process for accessing available funds.

 

Find a Branch Location near you.

*All Stretch Loans are subject to credit approval, not all members will qualify. Only Primary members may request a Stretch Loan; Joint members are not eligible. Loan term is 28-days for amounts of $200 and $400 and have application fees of $14 and $28 respectively. The 28-day Annual Percentage Rate (APR) for a $378 loan with a $22 application fee would be 60.70%. The 28-day APR for a $186 loan with a $14 application fee would be 84.56%. A payment reminder will be E-Mailed to the member 7 days prior to the loan due date. If not paid by due date, a $15 Late Fee will be assessed. A Late Notice will be sent via E-Mail 4 days after the due date. Failure to pay the loan will result in loss of services. Funds are advanced immediately thus requiring an immediate signature on the Note and Disclosure Statement. Members may only have one (1) Stretch Loan at a time and are limited to four (4) consecutive Stretch Loans within a 6-month period. When this occurs, member may be eligible for the Next Step Loan. Call us for additional information.

 

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First Entertainment Credit Union (and its employees and directors) 1) does not endorse or guarantee third-party links; 2) does not provide the products and services offered on third-party sites; and 3) does not bind those sites and/or products and services to the First Entertainment Credit Union web site Privacy Policy. Read more on our Link Disclaimer Policy page.

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