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Life Insurance

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Spend time with those you love, doing what you love instead of shopping for insurance.

Your most precious gift is your family. And, while life is full of unknowns, you can protect the people you hold dear with life insurance. With the right policy, you will feel confident that your family will be taken care of financially. First Entertainment Credit Union can help you select a policy that offers the coverage you need at a price you can afford. You can get a free, no-obligation quote below.


Protect What Matters Most

There are life insurance options that provide different benefits: 

Term Life
Coverage that works within your budget.

Whole Life
A lifetime of protection at a locked-in rate.

Guaranteed Acceptance Whole Life
The benefits of Whole Life without a medical exam.

  • Is life insurance really necessary?

    When you purchase a life insurance policy, you are financially protecting your loved ones from the unexpected. If something were to happen to you, would your family be able to cover financial commitments? If not, you should seriously consider buying life insurance. It is designed to:

    • Help with day-to-day expenses, a mortgage, debt payments, and even future expenses, such as college costs for your kids.
    • It gives you a way to leave money to your favorite charity.
    • Whole life policies build cash value that you can borrow against in the future if you were to need money. Just be aware that any outstanding loan balance is subtracted from the payment your beneficiary receives.


  • What are the differences between term and whole life insurance?

    Term Life Insurance

    • Term Life Insurance provides affordable, high-coverage protection for a specified time known as a term.
    • It pays benefits to your beneficiaries if you die during the term.
    • Benefits and premiums could change over time depending on the policy.

    Whole Life Insurance

    • Your coverage will last for your entire life.
    • Rates will remain the same throughout your lifetime.
    • Builds cash value over time, providing a future source of money prior to your death.
    • You can borrow money (which incurs interest) against the value; however, the unpaid loan amount will decrease the death benefit.

    Guaranteed Acceptance Whole Life

    • Offers all the benefits of whole life with some limitation in the first two years.
    • Guarantees your acceptance regardless of your health with no health questions or medical exams.
    • Instant coverage with your first payment.


  • How much life insurance do I need?

    Any amount of coverage can make a difference for your family. A good rule of thumb is between six to ten times the amount of your annual salary. A licensed agent can help you decide what makes sense for your family.

Get a Free Quote from First Entertainment Credit Union Today!

Getting a free quote for life insurance is easy! We'll get your life insurance quote in seconds. 


If you prefer, you can contact one of our agents* today for a free coverage check and quote. Our agents have access to many insurance companies to find coverage that is right for you.

Cynthia Padilla (Main Office/Hollywood) - 323-845-4489

Maria Valdez Okafor (Burbank Branch) - 323-845-4494

*Insurance services are offered through Media Benefits Insurance Services CA Lic#0H99393, a DBA for Media Benefits Corp., which is a wholly-owned subsidiary of First Entertainment Credit Union.